Torus
Understand cost allocation, track all the forecasted pricing updates, and unleash cost-saving opportunities. Manage and optimize card and merchant-level transactional profitability. Re-pricing for issuers and acquirers, interchange support, and profit-based pricing for BIN sponsors. We help issuers and acquirers earn extra millions of USD per annum by better controlling card network fees and improving transactional profitability. The issuer lacked clarity of network costs and overpaid them. Accurate cost analysis in just a few clicks, excessive costs outlined and optimized, and proactively monitoring or pricing updates. The acquirer managed profitability at the portfolio level quarterly and had no control over merchant-level margins. Merchant-level profitability is revealed, unprofitable merchants' pricing is optimized, and portfolio profitability is increased. Join the top performers in the market with Torus.
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Mastercard Acquirer Intelligence Center
A data-driven understanding of the business is key to success. The Acquirer Intelligence Center (AIC) is a self-service analytics software platform that provides actionable insights into portfolio performance. With AIC, acquirers have a view into key datasets such as authorization, declines, fraud, chargebacks, interchange, and points of interaction, among others. Isolate under-performance relative to a competitive benchmark to target and improve intervention strategies. AIC allows users to easily drill down on any KPI and flexibly cut data by merchant category, merchant, time period, channel, geography, and more. Understand performance by accessing data directly through the self-service platform, without waiting for static reports. Significantly reduce the time and resources required to generate portfolio performance insights. Deep-dive insights on portfolio performance across volume, fraud, and authorization, compared to custom benchmarks.
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Merchanto
Chargeback deflection with the highest efficiency.
Say goodbye to chargebacks with our seamless merchant-issuer collaboration. Merchanto offers an easy-to-use, all-in-one solution designed to eliminate chargebacks completely.
As an official partner of Visa and MasterCard, Merchanto connects you to a global network, covering over 99% of all Visa and MasterCard issuers with just one simple integration.
We enable near-real-time sharing of dispute data and transaction details between financial institutions and merchants. Supported by thousands of issuers worldwide, our platform offers pre-dispute resolution, stopping chargebacks before they even occur.
Join Us Today and Safeguard Your Merchant Account Once & Forever.
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Cardinal
Cardinal is a global leader in authenticating digital transactions. For over two decades, we’ve been bringing merchants, issuers, and shoppers together in an experience where everybody wins. Cardinal’s fast, secure payment authentication creates a rewarding shopping experience for all, starting with increased approvals and sales. Our safe, seamless approach brings together a deeper level of merchant, issuer, and shopper data to reduce fraud and false declines. When merchants sell more, shoppers buy more and issuers collect more. Cardinal supports Visa, Mastercard, American Express, Discover/Diners, JCB, UPI, and other regional payment networks such as Cartes Bancaires and ELO, with more to come on our roadmap. Cardinal uses a parallel processing method instead of processing authentication steps sequentially. This means that during authentication, Cardinal begins collecting and analyzing data before the consumer even submits their order.
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