Best Payment Processing Software

Compare the Top Payment Processing Software as of April 2026

What is Payment Processing Software?

Payment processing software is software used to facilitate payments made to and from businesses. It can process these transactions quickly and securely, allowing merchants to run their operations smoothly. The software is often integrated with point-of-sale systems or accounting programs, allowing for seamless tracking of all financial information. Users can easily manage payment gateways, report on transactions, and reconcile accounts with detailed analytics tools. Compare and read user reviews of the best Payment Processing software currently available using the table below. This list is updated regularly.

  • 1
    Melio

    Melio

    Melio

    Melio is an accounts payable tool built to simplify bill payments, boost workflow efficiency, and optimize cash flow for businesses of all sizes. To get started, try all of Melio's features free for 30 days! Pay vendors online through bank transfers or credit/debit cards, even if they typically accept checks—Melio manages the manual work for you. Effortlessly integrate with QuickBooks and Xero to ensure your financial records stay current. With Melio, pay by bank transfer or card to extend cash flow and earn rewards. Adding vendor or bill details is a breeze—input them manually, upload files, or take a photo of invoices. Schedule payments to align with your cash flow, and let Melio handle the rest. International vendor payments are made easy by paying in their local currency for products and services your business needs. The Melio mobile app, available for iOS and Android, lets you monitor and manage payments anytime, giving you full control over your finances on the go.
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    Starting Price: Free
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  • 2
    Atlantic-Pacific Processing Systems

    Atlantic-Pacific Processing Systems

    Atlantic-Pacific Processing Systems

    APPS digital platform delivers high end optimization & real-time data to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy. APPS is proud to be Visa’s FINTECH partner. We create the platforms & technology that unite your data into a central command center at your fingertips. Tie the customer’s payment data to your merchant processing platform on a global level with one master login. A true omnichannel experience. APPS is proud to be selected as the North American Acquirer for VISA payment gateways Cybersource and Authorize.net. We provide payment and data-centric acquiring solution platforms throughout North America. APPS digital platform delivers high-end optimization & real-time data. to provide greater visibility into payment analytics. We offer industry-leading, end-to-end, scalable processing solutions in line with your growth strategy.
  • 3
    MoonClerk

    MoonClerk

    MoonClerk

    MoonClerk is an easy-to-use recurring payment system for professionals, businesses, and organizations of all types and sizes. With MoonClerk, anyone can accept recurring and one-time payments immediately--no coding required. The app lets users embed checkout forms from anywhere and have payments sent directly to their bank accounts.
    Starting Price: $15.00/month
  • 4
    Velocity Payment System
    Velocity web solutions are rapidly deployable and integrate effortlessly with existing CRM, accounts receivable and accounting systems. Velocity offers turnkey implementation and installations, comprehensive training, consulting services, and technical support, combined with 24-hour support for your staff. With real-time, online reporting, Velocity easily transmits collections data to back office systems. Velocity provides a flexible, easy-to-deploy solution. Beyond traditional payment gateways, Velocity offers a comprehensive payment solution for both one-time and recurring consumer payments. Turnkey implementation and installations, comprehensive training, consulting services, and dedicated technical support, combined with 24-hour user support for customers.
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