Alternatives to MACCS
Compare MACCS alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to MACCS in 2026. Compare features, ratings, user reviews, pricing, and more from MACCS competitors and alternatives in order to make an informed decision for your business.
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1
Fisa Credit Card
Fisa Group
Modular and integrated software that makes credit and debit card business management easier from the perspective of the issuer, cardholders, and businesses. Quickly and easily, customize and automate the management of credit, debt, and Prepaid Cards according to the requirements of your institution. It implements a transactional engine that manages credit card authorizations around the world. Secure your institution with a technological solution, which includes loss prevention software for transactions made with open and closed credit cards. Manage payments for your business with international security and transactional certifications. Agile creation of new products and payment services to analyze your business and income generation. -
2
Payeezy
Payeezy
Process a variety of payment methods with our API libraries & SDKs, including Apple Pay®, Google Pay™, and more. Submit payments for Stored Credentials. Supported transaction types are 'authorize', 'purchase' and ‘recurring’. If the Stored Credentials fields are submitted, they must be populated with valid values. Otherwise, the transaction may be rejected or processed as a regular credit card transaction. Perform 3DS Integration in conjunction with our third party provider-Cardinal Commerce for Credit Card/Token based transaction, and obtain 3DS payload, CAVV, XID, etc and perform Authorize/Purchase 3DS transactions. Establish and Validate requests to instantly validate consumer, retrieve customer's bank account information and optional service to retrieve additional customer information (name, address, email and phone). This call would be performed prior to the enrollment request offered by the Consumer Profile Management service. -
3
ZoneReconcile
Zone & Company
ZoneReconcile has been developed for NetSuite and natively in NetSuite. As such, it extends NetSuite’s core functionality and is tailor-made for growing international businesses. Automatically reconcile your bank account and credit card charges within minutes and save hours of manual processing daily. No hassle, no manual entry, and no errors. Depending on your bank, you can configure live bank feeds to push transactions into NetSuite automatically via ZoneReconcile. Speak to us about your bank and requirements to confirm if this would be an option. Most commonly, customers import statement files using ZoneReconcile. ZoneReconcile's configuration options allow you to automatically reconcile transactions based on multiple criteria. Most ZoneReconcile users implement a mix of automated reconciliations for certain transactions, while enabling a quick manual check of the suggested reconciliation before posting, to ensure there are no errors with critical financial transactions. -
4
TSecurePay
TSecurePay
Record cash sales, process credit cards and electronic checks in a single app. Transaction data is uploaded securely to the server and processed via transaction gateways that provide seamless secure transport of the encrypted card data. Send email receipts instantly and track the location of where the transaction was recorded. Companies with a mobile workforce can centralize all the transaction processing with up-to-the minute reporting using our web based back-end interface. -
5
Concourse Financial Software Suite
Baldwin Hackett & Meeks
Concourse is a powerful and flexible back office software solution for the processing of electronic payments such as credit card, debit card, ATM, POS, and mobile transactions. Many of the features that make Concourse the preferred choice for financial service companies reside in the Concourse – Core module. These core features are leveraged across all the other modules within the Concourse Financial Software Suite. Concourse – Extended Settlement is a proven software solution that ensures the settlement and funds movement of electronic payment transactions such as credit card, debit card, ATM, POS, and mobile transactions. Its rules-based engine and continuous processing architecture combine to form one of the world’s most flexible, reliable, and cost-effective settlement processing solutions for electronic payments. -
6
Concourse - Disputes
BHMI
Concourse – Disputes is a powerful disputes workflow management system that manages the chargeback life cycle from initial claim entry to final resolution for both card issuers and acquirers. Concourse – Disputes manages all aspects of the disputes management process for electronic payment transactions such as credit card, debit card, ATM, POS, and mobile transactions. This includes the creation and management of retrieval requests, chargebacks, representments, arbitration, and other dispute-related activities. Manage dispute activity based on the entire transaction life cycle. Control the initiation of dispute activities based on the characteristics of each transaction. Generate adjustments, chargebacks, representments, and other dispute-related activities. Automate the administration of network-specific dispute regulations such as Visa, MasterCard, Discover, and American Express. Integrate internal processing procedures as workflow steps within dispute plans. -
7
Tranzila
Tranzila
Your payments are in good hands. Comprehensive data security for receiving payments. PCI DSS LEVEL-1 standard and SSL encryption to the most stringent standards of international credit card companies. Production of digitally signed invoices for email, with the execution of a credit card transaction, PayPal, or bank direct debit. Possibility to generate invoices manually for cash or cheque. The invoice system is approved by the income tax authority. Free application for every customer, both for Android and iPhone. Operations of debit, credit, viewing transactions, and more. Option to connect an EMV credit card reader using Bluetooth technology. A payment solution that grows with your business needs. It allows the clearing of credit from a mobile phone, from an independent clearing terminal, from any computer and tablet, from management software, a virtual store in ecommerce, and more. Full integration for receiving payments from PayPal, including automatic invoice generation.Starting Price: Free -
8
Swipe Gateway
Swipe Gateway
Real-time fraud scrubbing utility that helps to differentiate legitimate from fraudulent transactions. Helps ensure uninterrupted payments for customers, particularly those with recurring payments, by seamlessly updating card-on-file account information- requires customer vault and is supported on First Data North, First Data South and Payment Tech Salem. Allows merchants to use Verified by Visa and Mastercard SecureCode to verify payer’s authenticity through the gateway. PCI-compliant encrypted and tokenized customer credit card and ACH account data storage. Tokenization allows merchants to process transactions without transmitting credit card or ACH account data. Enables merchants to invoice customers via email. Customers can submit payments by following an embedded link. Invoices are generated with line detailed information and automatically convert to PDF’s that are attached and emailed to customers. -
9
ChargebackHelp
ChargebackHelp
ChargebackHelp provides merchants with full-spectrum dispute coverage against fraud, friendly fraud, and chargebacks. CBH+ integrates your transaction data with the most effective tools to deflect disputes, resolve chargebacks and recover revenue from friendly fraud. ChargebackHelp prevents disputes, reduces chargebacks and recovers merchant revenue lost to fraud. Our platform simplifies the dispute process into a single endpoint where you can monitor all your disputes and understand the process accurately, in dollars and sense. Reduce chargebacks by up to 40% and win disputes through representment. It’s your revenue; keep it with ChargebackHelp. CBH+DEFLECT extends the merchant’s reach into disputes at the point of cardholder inquiry. Transaction data is sent in real time for the cardholder and their bank to access on demand. So when a cardholder calls their bank to raise a dispute, your company information prevents them from raising disputes in the first place. -
10
Verifi
Verifi
Verifi stands above the crowd as an innovative and reliable partner, dedicated to creating simple solutions that deliver value for today’s sellers, issuers, and acquirers. We work hand-in-hand with our partners to provide solutions that are scalable to your business needs. Sellers can process refunds or cancellations for non-fraud and confirmed fraud, avoiding a dispute. Verifi’s expert team handles all dispute management to maximize wins and recover revenue lost to disputes. Cardholder can review enhanced seller and transaction data to confirm purchases. Improve cardholder experience with enhanced details in online and mobile banking. Obtain automated, real-time resolution for pre-disputes based on seller-defined rules. Supports a better cardholder journey with fast and final resolution. Issuers already sending dispute traffic, globally connected to sellers. -
11
rapid! PayCard
rapid!
Deliver one of the most comprehensive pay card programs that eliminates paper checks, reduces costs, and improves efficiency. Customer service for both partners and cardholders is our biggest differentiator, as identified by our customers. Compliance assistance through our exclusive tools, including the compliance map. PayCard program includes no fees for card inventory, no training fees, and no pay card implementation fees. Automated card inventory for multiple location inventory control. Sophisticated security without any need for expensive security tokens. Fraud protection is built on intelligent “neural network” security that learns a cardholder's behavior rather than rudimentary state geographic transaction systems. APIs allow for seamless integration with any payroll software or providers (if the provider supports API integration). Near real-time clearing pay at the pump with no pre-authorization hold. -
12
eCom Merchant Solutions (eCMS)
eCom Merchant Solutions
Today’s eCommerce marketplace is extremely competitive. Providing your customers with convenient online credit card processing is as important as selling a quality product or service. Research shows that consumers increasingly choose credit cards and ATM/debit cards as their preferred method of payment, boosting Internet sales by 100%. For all credit card processing, there are two parts, the authorization and the settlement. Authorization means that the fund’s availability is verified and, if available, they are put on hold automatically. This important step defines the “approved” or “declined” status of a payment process. Settlement is the process by which the money that was put on hold is electronically captured and transferred into the merchant business bank account. In most cases, this process takes 48 business hours. eCMS is proud to offer Authorize.Net as our payment processing gateway. -
13
Ikajo
Ikajo
A payment gateway is a software that enables merchants to accept credit and debit card payments online. It acts as a mediator between a customer’s and a merchant’s bank. To integrate a payment gateway on your website, you need to open a merchant account. As a global payment provider, we offer an extensive list of payment methods. Besides Visa and MasterCard, we support 100+ other options. All the major e-wallets, cryptocurrency, remittance systems, and local credit cards of 177 countries are on the list. We guarantee a 20% increase in transaction approval ratio thanks to the high-end technology distributing declined transactions between different connectors. Enjoy up to 30% increase in conversion rate with our solution allowing to hand-pick the best provider with the most beneficial terms and rates for each transaction. -
14
AppStar Financial
AppStar Financial
Founded in 2002, AppStar Financial provides an array of transaction processing services, including credit, debit, EBT, check and gift cards to small to medium-sized retail, home, and internet merchants. Credit card acceptance is a necessity for today's merchants, and AppStar Financial makes it quick and easy for you. No matter your size or industry, we have state-of-the-art competitively priced credit card processing solutions to help your business succeed. Nearly one third of US consumers prefer using debit cards to make everyday purchases. AppStar Financial can process your debit transactions quickly and easily through our direct connection to regional and national debit processing networks. The retail business landscape is an evolving competitive market and businesses need to stay one step ahead to grow and thrive. Appstar is the right partner to help you reach your goals. Our tailored approach guarantees that our customers receive the best goods and services. -
15
iPayments
iPayments
iSolutions Payments for Microsoft Dynamics 365 Business Central is an embedded accounts receivable automation and payment processing solution designed to streamline billing, collections, and transaction workflows directly. It integrates natively with Business Central, allowing users to accept credit card and ACH payments, authorize and capture transactions, and reconcile deposits without leaving the system. It enhances the limited out-of-the-box AR capabilities of Business Central by automating key processes such as invoice delivery, payment matching, and collections tracking, significantly reducing manual input and administrative workload. It includes features like automated payment reminders, “click-to-pay” links, and real-time reconciliation, ensuring faster and more accurate cash application. It also provides a centralized collections management system with AR aging insights, customer-level tracking, and automated communications, helping teams reduce overdue balances.Starting Price: $150 per month -
16
Exact SRXP
Exact
With Exact SRXP you have real-time insight into employee declarations, credit card statements are automatically matched and you export declarations with one click to your accounting package. This way you can declare efficiently and save more than 75% on your processing time of declarations. Exact SRXP's credit card integration automatically matches credit card transactions with the corresponding receipts. This way you never have to manually reconcile credit card statements. With Exact SRXP you manage and process homework allowances, mileage, credit card, and expense claims all from one system. Exact SRXP has seamless integration with any Finance, HR, or ERP package. This way you can export declarations with one click to your financial administration. Exact SRXP's OCR software automatically scans and recognizes important information from the receipt, such as the amount, date and currency. This way you eliminate errors from the administration. -
17
Flatpay
Flatpay
Flatpay is a payment processing and point-of-sale platform that enables businesses to accept secure, electronic payments in-person, online, and via integrated POS systems with simple, transparent pricing and no hidden fees. It supports payment terminals that accept major credit and debit cards (including contactless and mobile wallets), are wireless with Wi-Fi and cellular connectivity, and include features like receipt printing, automatic reporting, transaction history, and configurable tip management, all designed to streamline checkout and reduce administrative work. Flatpay’s POS system brings together sales processing, inventory management, sales analytics, and real-time reporting in one intuitive interface, letting businesses track product movement, manage accounts, and gain insights into performance. For online sales, the solution offers a secure, ecommerce payment integration that works with leading web platforms to handle card and digital wallet transactions. -
18
aPay Payment Gateway System
Almuqeet Systems
As the world has stepped into a digital age, customers are preferring payment gateway systems to make their payments. However, with this increasing trend for online payments demands a transaction system to be highly secure, safe and easy to use. To meet the customer requirement aPay Payment Gateway engine for processing credit card, e-check, debit card, EBPP, and other transactions was introduced by ASPL. Our gateway engine meets all PCI DSS guidelines. aPay Payment Gateway doesn’t require any software for functioning but can be handled remotely. The gateway is easy to use and can handle a high volume of transactions. Our platform and gateway is available to financial institutions, acquiring banks, payment service providers, and large merchants as Platform as a Service (PaaS). Powerful workflow flow, which operates in conjunction with the accounting engine and is used as control and manages all the processes. -
19
Nickel
Nickel
Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day termStarting Price: Free -
20
dash
Karmic Labs
Your business is growing, and your teams need funds to keep it that way. From construction equipment to office supplies, gas to business meals, each team has different needs. Tracking those requests, collecting receipts, and reconciling business expenses can be time-consuming and costly. With dash, each team member can have access to funds wherever they need them, and business owners and accountants have insight into where those funds are being spent in real time. With the dash card your teams can purchase everywhere Debit Mastercard is accepted. You will see each card’s transactions and card balance in the dash app. Unlike corporate credit cards, with dash there's no credit check (approval if you meet identification criteria), and your team can spend without the risk of maxing out your credit line. Set each team member’s spending limit or add funds as needed, and rest easy knowing that every dash card is backed by 24/7 fraud monitoring. -
21
Cards on the Spot (COTS)
Matica Technologies Group
Offer your cardholders the convenience of instantly issuing debit, credit, and ATM cards in your branches. Instantly issuing payment cards has never been so easy. Visa and MasterCard, credit, debit, and ATM cards, whether contact or contactless, are instantly issued and instantly activated in as little as three clicks with Matica’s instant issuance software, Cards on the Spot™. The Cards on The Spot™ software provides a complete, fully integrated browser-based platform that can instantly issue multiple high-quality printed card types. Matica’s Cards On The Spot™ outshines all competitive products. We make it faster, easier, and more accurate than any other solution. Simply deploy, update and maintain browser-based for any card issuance need. The software integrates directly with cores and transaction processing networks. Perpetual-use branch licensing means unlimited users per branch, no cost per card, and no annual license fee. -
22
Rerun
Rerun
Rerun is for any business, organization or association that wants to automate their recurring, subscription or membership billing and accept recurring payments via credit card. Localised for Australian businesses requiring tax and GST, secured by MYOB PayBy payments, and seamlessly reconciling in MYOB AccountRight Live. Automatically send customized emails when specific events take place, such as when a payment is processed or a credit card is declined. Process customer payments, via credit card or ACH, based on your unique business needs. Flexible subscription plans based on your business needs. Create however many payment streams you need. Rerun minimizes expired and declined transactions by making it easy for customers to access their payment information. -
23
CatalystPay
CatalystPay
CatalystPay is a payment processing platform that acts as your on-demand payment officer, helping digital businesses handle global transactions, optimize revenue, and simplify complex payment operations. It offers merchant and business accounts with access to 30+ acquiring banks, support for 150+ processing currencies, and multi-currency business accounts to pay vendors, settle invoices, and manage international payroll from one place. It provides a PCI DSS Level 1 compliant payment gateway with smart routing, fraud prevention, high approval rates, and integration options for major e-commerce systems, enabling businesses to accept a wide range of payment methods including cards, digital wallets, bank transfers, and crypto. CatalystPay also delivers comprehensive reporting and analytics tools that let users monitor transactions, generate financial and risk reports, and reconcile data easily. Its payment strategy and optimization services including personalized consultation. -
24
Aleran Merchant Services
Aleran Software
Process credit card payments securely with full PCI compliance. With Aleran Merchant Services you can securely process credit card payments anywhere, anytime, with full PCI-compliance guaranteed and no IT or specialized tech skills required. Our partnership with award-winning payments company, Payroc, allows you to securely capture and store credit card information to process payments now or later, combining the best parts of PayFac and traditional credit card processing models. Merchant services are free. No PCI, scan or monthly fees. Gets you up and running and processing payments within a few minutes. Guarantees PCI-compliant transactions. Securely captures and stores credit card info from customers to charge at a later date. Credit card readers available for in-store or in-person credit card processing. Eliminate time spent chasing down reissued, expired or compromised credit cards with the Card Auto Updater feature. -
25
Rippleshot
Rippleshot
Rippleshot is a fraud detection and prevention company that leverages artificial intelligence and machine learning to help financial institutions proactively identify and mitigate card fraud. Their flagship product, Sonar, analyzes millions of card transactions daily to detect compromised merchants and at-risk cards, enabling timely and accurate responses to potential fraud incidents. Additionally, Rippleshot offers an AI-driven tool that guides financial institutions in crafting precise fraud prevention rules without the need for extensive IT resources. By utilizing these solutions, banks and credit unions can reduce fraud losses, minimize unnecessary card issuance, and enhance overall cardholder satisfaction. Rippleshot is transforming the way that banks and credit unions detect fraud through a cloud-based technology solution that leverages machine learning and data analytics to distinguish fraudulent activity more quickly and efficiently. -
26
Payment Depot
Payment Depot
The credit card processing industry isn’t exactly transparent. Below, we uncover how the industry works and what Payment Depot is doing to save you money. Payment processors make money by marking up the fees charged by credit card networks like Visa and Mastercard. Think of it this way: the fees of Visa and Mastercard are the wholesale costs of payment processing. Your credit card processor then adds their fees on top of those wholesale rates to make a profit. With traditional credit card processing, the payment processor takes a cut out of every transaction, so the more sales you process, the more they profit. Payment Depot saves you money by giving you access to wholesale rates. Unlike traditional payment processors, we don’t profit by marking up interchange rates and we don’t take a cut of your sales.Starting Price: $79 per month -
27
Card Recon
Ground Labs
Card Recon by Ground Labs is the cardholder data discovery tool of choice for more than 300 PCI Qualified Security Assessors (QSAs) and PCI Forensic Investigators (PFI). Accurate and powerful, Card Recon is trusted by over 4,500 merchants across 80 countries as their preferred credit card data discovery tool. Ground Labs has two industry-leading credit card scanning solutions that can fit the needs of your small to medium business: Card Recon Server and Card Recon Desktop. Card Recon searches files, memory and even deleted locations on workstations and file servers (Card Recon Server only) while inspecting hundreds of file types to accurately detect credit card numbers issued by the 10 major payment card providers. Custom-built to meet PCI compliance, Card Recon’s out-of-the-box cardholder data detection capabilities scan for credit card numbers from the 10 major card brands and can identify 160+ combinations of primary account number (PAN) structures used around the world. -
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North American Bancard
North American Bancard
Looking to accept credit card payments online or currently accepting payments but looking for a new payments partner? Either way, North American Bancard is here to help. We realize that accepting payments online is no longer a nice-to-have, but rather a need-to-have, and we want to make it as simple and affordable as possible for you. You can use your existing website to offer a completely customizable checkout experience with your branding while simultaneously freeing yourself from liability for sensitive cardholder data with our PCI Plus Program. Our ecommerce solutions allow you to have integrated point of sale software for online credit card processing. We partner with the most popular point of sale and shopping cart plug-ins. So no matter what you need, we can help with quick and easy online payment processing. -
29
Google Pay
Google
Google Pay is the fast, simple way to pay online or make contactless payments with your phone. Your payment info is protected with multiple layers of security so you can pay with peace of mind – all the time. See where you’ve made the most recent transactions, right on your home screen. Find past purchases, loyalty cards, offers - even online ordering - all in one place. Keep credit cards, debit cards, transit passes, and more on your phone for quick, easy access. Bring your accounts together for a clearer view of what you have, what you’ve spent, and recent activity. Easily find past purchases from weekend getaways, past payments, and tickets you saved in your wallet. And if you choose, you can link your bank account, Gmail, and Google Photos to search even more transactions. -
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Ardent Payment Solutions
Ardent Giving Solutions
Provide payment processing solutions for ministry and non-profit focused software companies. By integrating our ACH solution, donors will be empowered to set-up one time or recurrent transactions from their bank account without the hassle of writing a check. Donors can choose to give using their Credit or Debit card via your online, mobile app or text giving solution. For those ministries who prefer not to have members tithe using a credit card, we developed an award-winning Debit Card Only solution that will redirect donors to try again using their Debit Card. Our e-commerce solutions were developed to be a safe, reliable suite for any organization. Our solutions assist developers in designing giving and e-commerce solutions providing for a secure and seamless experience. With our card swipe solution, organizations can accept donations and payments from anywhere using their mobile device. -
31
National Cash Management Systems (NCMS)
National Cash Management Systems
No matter what size merchant you are NCMS has the right solution to help process your single and recurring ACH transactions quickly and efficiently. Our complete suite of ACH processing tools are easy to use and unmatched in the industry. Give us a try and join the thousands of NCMS merchants that have simplified their ACH processing activities. Offering an honest and straight forward approach to processing all forms of credit card payments. Process payments online, through terminals, or software integration and more. Let NCMS take the confusion out of credit card processing. It's simple, no other firm offers more cutting edge verification tools than NCMS. Real time funds verification, real time account status verification, account owner verification, customer identification, and customer authentication. NCMS is your one stop source when it comes to protecting your bottom line.Starting Price: $25 one-time payment -
32
MySchoolFees
TES Software
Collect fees and sell items online. Collect registration fees based on student schedule. Collect outstanding fines and fees. Tie payments to Activity accounts for fund accounting. ANY item sold at school can be sold online. Tightly integrates with MySchoolAccounting / MySchoolReceipts. Fast and easy payment processing. Student Control Center®: See all payments, refunds, and transfers for a student on a single screen. Fee Sheet Processing: Select payments, charges, and waivers from school-defined fee sheets. Schedule-based fee sheet processing. Integrate credit card processing with automatic deposits to checking accounts. Import all payments create receipts, and deposit funds quickly and easily. All web transactions are created automatically upon import. Free up hours of your financial secretary’s time – schools report up to a 50% reduction in registration lines. Easily recover your investment costs. Optionally collect transaction fees for the school.Starting Price: $395 per year -
33
Instabill
Instabill
Merchant accounts for businesses are classified as risky for many reasons, including brand new business, poor credit history, operating in a high-risk industry, processing a high volume of transactions, or high ticket transaction values. Rely on the Instabill team to get you a high-risk merchant account business, today. Expert merchant services for ecommerce businesses, POS businesses, and mobile businesses. Accept credit and debit cards, contactless payments, and online transactions with Instabill’s payment processing and merchant account solutions. ACH payment processing provides a cost-effective, secure, private electronic payment transfer system. Accept and process credit card payments in more than 160 currencies with Instabill’s international merchant accounts. A high-risk merchant account is a certain type of business bank account assigned to those merchants who present a degree of risk associated with their business. -
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Instant Accept
Instant Accept
Save time and money with Instant Accept’s powerful payment processing tool that simplifies merchants data entry and credit card processing, all while keeping merchants QuickBooks data up to date. Accept any form of payment and process transactions quickly and easily – without launching your accounting software. Instant Accept works with most U.S. and international processors. Process card-not-present and mobile payments too. Don’t let the simple interface fool you. Instant Accept updates your books in real-time and seamlessly integrates everything, including invoicing and reporting. Expand your product offering while helping your customers solve one of their biggest headaches: flawlessly and dynamically integrating POS and online payments with multiple accounting programs.Starting Price: $39.95 per month -
35
FIS Tokenization
FIS
The solution secures card payments anywhere by concealing sensitive cardholder information everywhere. FIS® Tokenization™ dynamically encrypts your card payments for ultimate security when customers pay online, with their phone or in a store. By replacing sensitive cardholder data with unique tokens that can’t be matched back to the cardholder or their account, our payment tokenization solutions can ease Payment Card Industry Data Security Standard (PCI DSS) compliance, better protect cardholders and manage your risk. Replace sensitive cardholder information with a unique token for reduced fraud risk. Enable cardholders to load card credentials to different payment apps quickly and securely. Simplify compliance by reducing the scope of systems that fall under the PCI DSS. -
36
Zift
Zift
Payments as a Service Zift is that harmonious place where technology merges with payments. ISV’s, developers and software platforms can infuse Zift’s processing technology into their core business offering, thus creating a simple and seamless user experience. Partner with Zift and make payments part of your offering with full support for credit/debit card and ACH transactions with EMV ready credit card terminals connected to our terminal cloud. -
37
Kani
Kani Payments
Fintech Reporting and Reconciliation, made simple with Kani. Save precious time and money on your essential payment reporting and reconciliation processes. Reporting & Reconciliation Tools BIN sponsors, challenger banks and other FinTechs are using our software to do two weeks’ of transaction reporting and reconciliation work in under 30 seconds. Reconciliation Platform. We know reconciliation is tough. Kani lets you reconcile complex and contrasting data sets in minutes, saving you time, cost and effort in the process. Transaction Reporting. Kani integrates with your existing transaction reporting software to automatically generate bespoke reports for your specific needs. QMR & QOC Kani can automatically generate Mastercard QMR and Visa QOC card scheme reports so you can be sure they’re taken care of. Business Intelligence. Data is king! Use Kani to dig deep into those numbers and make informed decisions about your business activities. -
38
Venmo
PayPal
Pay friends and family with a Venmo account using money you have in Venmo, or link your bank account or debit card quickly. Send money and make purchases at approved merchants. Remember the moments you share with friends. Split dinner, send a birthday gift, or just say hello. Move money from Venmo to your bank account. We use encryption to help protect your account information and monitor your account activity to help identify unauthorized transactions. Pay family and friends with Venmo accounts using a phone number or email. If they don't have a Venmo account, they'll just need to create one. Find friends automatically by syncing your Facebook or phone contacts. When you send money using your Venmo balance, bank account, debit card or prepaid card, we waive fees so it’s free. Our standard 3% fee applies to credit cards. Receiving money and making purchases in other apps is always free.Starting Price: Free -
39
CSS Point of Sale
Computer Software Solutions
Our POS solution is designed to run your entire business on one platform. The system is dynamic and very responsive. It handles any number of retail locations and warehouses. This system handles all facets of your business including inventory purchasing, receiving, accounting and financial reporting. You can create sales orders, credit orders, drop ships, gift cards, rent-to-own contracts, layaways, maintenance contracts, repair orders, recurring orders, quotes and much more. There is an optional interactive credit card processing system available that handles all types of credit card transactions and credit card encryption requirements. Whether you need two simple terminals with a cash drawer or one-hundred state of the art POS terminals, this system will provide quick and easy processing of all retail transactions. This POS system is all the software you will need to run your retail point of sale business. -
40
Agile Payments
Agile Payments
You provide the use cases; we provide the solutions and integration tools. Complex processing configurations are our specialty. Single solution for ACH and Canadian EFT. Set up recurring payment for funds originating in both the US and Canada, seamlessly. Super fast, PCI compliant platform for credit card, ACH/EFT, anti-fraud and risk-mitigation tools. Build a credit card processing solution for both US and Canadian transactions. Fast, agile, smart: Accept nearly anywhere, anytime. Agile solutions to help you mitigate risk. API integration tool with parameters to build solutions including identity verification and live check verification. API integration tool with parameters that allow developers to schedule & forget about recurring transactions and reports each time one has been scheduled. Ready to become a PSP /PayFac? Let us consult you on the pros and cons of underwriting your own credit card portfolio! -
41
BankCard USA
BankCard USA
BankCard USA has been a leading provider of merchant services since 1993. We offer credit card processing products and services for new and existing businesses. Accept payments online through a payment gateway, in-store with a credit card terminal, over the phone via a virtual terminal, or on the go using a mobile credit card processing app. Whether you need a low or high-risk merchant account, omnichannel payment services for a large company, or simply a credit card machine for a small business, we work with you to find the best payment processing solution to suit your unique business needs and goals. Of the thousands of credit card processing companies, we guarantee the lowest credit card processing fees through our bank-direct program. Accept credit cards, debit cards, gift cards, electronic checks, and electronic funds transfers with a solution designed with your business in mind today. We have established payment services for over 100,000 merchants. -
42
Verosa Payment Terminal
Verosa
The Payment Terminal Platform is designed to enhance the productivity and functionality of the QuickBooks your merchants already know. The solutions that help merchants make their daily work easier and more efficient is what is most important to us. Basic integration allows merchants to swipe or manually key in credit card transactions. Using an EMV add-on and a supported gateway, businesses can accept more secure EMV credit card transactions. Payment Terminal for Financial QuickBooks is an effective tool for any business. It provides easy to use functionality that allows for quick and efficient processing. To do this, Payment Terminal provides two major processing screens: Single Customer and Multiple Customer. Single customer is designed to allow businesses to process one invoice, or many invoices at once, for a single client. Multiple Customer is designed for batch billing, allowing merchants to select a group of clients and as many invoices per client to all be processed at once. -
43
Transact
Transact Campus
Transact provides a single online platform for payments. The student account dashboard provides students and parents online access to manage payments, receive bills, view statements and tax forms, and receive account notifications. Robust ERP integrations provide centralized back office features with a 360 view of activity on campus. Users have access to comprehensive tools for reconciliation and reporting, dispute resolution management, customer support via the Customer Research Center and virtual support with user emulation tools. With Transact’s modern, flexible, and accessible solutions, students don’t have to rely on confusing, antiquated technology to figure out their financial obligations. Without that burden, students can enjoy their college experience that much more. -
44
b4 TransForm
B4
Set card entry failure limits, link expiration, and minimum lead time. Learn & apply best practices that help you win chargebacks. Eliminate paper auth forms, and manual entry & stop taking credit card details over email, fax, or phone. Create installment plans, send late payment reminders, control user access, and run detailed reports for reconciliation. Fraud prevention tools help reduce chargebacks. Send your customers a link to our secure online payment portal. Customers fill out an online authorization form indicating their charges. Verified in real-time & processed by your payment gateway, CC info is encrypted and securely stored. Integrates with all major payment gateways for fast and direct transactions. The card is tokenized & securely stored. Never see or manually key sensitive data. We pride ourselves on security. Our products are fully PCI-Compliant. All data is encrypted and securely stored. -
45
High Risk Merchant Account LLC (HRMA-LLC)
High Risk Merchant Account LLC
Payment software for virtual credit card transactions and eCommerce merchants. Process both credit card and debit cards, as well as ACH transactions. High Risk Merchant Account LLC 915 Folly Road, Suite 49, Charleston SC 29412 Phone: (877) 493-4622 hrma-llc.comStarting Price: Free -
46
Moolah
Moolah
Enable payments on your website or app, ranging from simple "Buy Now" and "Donate" buttons to fully integrated, highly customizable APIs. Join hundreds of thousands of merchants and developers who have already implemented these proven APIs. Give your customers the convenience of paying securely online by credit card or Apple Pay, all included with your free Authorize.Net payment gateway. Automated Recurring Billing™ (ARB) is a convenient and easy-to-use tool for submitting and managing recurring, or subscription-based, transactions. Request payments from customers by sending them an invoice. Customers receive the invoice by email and click a link to view and pay. Identify, manage and prevent suspicious and potentially costly fraudulent transactions with our exclusive customizable, rules-based Advanced Fraud Detection Suite™ (AFDS). -
47
KAPED
KAPED
KAPED is the only service provider offering everything you need to run your credit card business under one umbrella, use all or only what you need. Prevent erroneous applications from being sent to your underwriters. Offer cashback, crypto, travel rewards, and discounts +more! Card issuance, transaction data, & portfolio monitoring. Automate customer service and collections. The ultimate reporting tool to track and monitor the flow of funds. Approve applications faster by setting your parameters. Use our proprietary profit calculator to view how much your revenue will increase. KAPED takes care of the collections & customer service under your brand. Earn on interchange, cashback, and cardholder fees. See pricing for more info. Give your clients a no-penalty LOC and allow them to carry a balance. Issue cards in the US, UK, Canada, Mexico, & Brazil. KAPED is a financial technology company, not a bank. Use our technology to issue branded credit cards in 5 days or less.Starting Price: $100 -
48
CardPointe
CardConnect
Our merchant processing solution gives you a single, user-friendly portal. This payment processing platform also features numerous integrations and add-ons that boost its functionality and allow you to offer even greater convenience to your customers. This is the most comprehensive credit card processing option available when you want to create a seamless experience for transactions. From this comprehensive portal, get a high-level overview of your business’s payments in real-time, or drill into each transaction to conduct refunds, voids, or resend and reprint receipts. You can even go more granular than this to isolate new vs. returning customers and how both segments choose to pay, whether they use magstripe plastic, EMV chip cards, or NFC-enabled cards and mobile devices. All these transaction management analytics are viewable in real-time — directly through your POS reporting software. -
49
CyberCom Pay
CyberCom
CyberCom Pay is an innovative online credit card payment facility for businesses that is easy and simple. If you mainly transact online or have an ecommerce website, this is for you. You can get paid in one click by sending e-invoices, accepting credit card payments through your website, and processing recurring payments. We have merchant terms and conditions for legal reasons but beyond that, we won’t hold you to anything. Our banking partners will also have a merchant agreement with you for legal purposes. All you need is your CyberCom Pay merchant account to start accepting credit cards online. Take control of your business and sell anywhere and manage your inventory, customers, and money with our point-of-sale system. Take your business where your customers are without wires. Sell using the CyberCom Pay mobile app and never miss out on a sale. Collect purchase data, integrate with email marketing and build relationships that grow your business.Starting Price: $99 one-time payment -
50
[GO] Core Banking
Geniusto
The next-generation banking platform designed ground-up for flexible configuration, automated compliance, CRM, and real-time insights—across multiple entities and in any jurisdiction. A powerful back-end system for processing accounts, cards, loans, deposits, payments and settlements. An intelligent reliable core engine for processing large quantities of transactions, operations and services. A powerful payments engine supporting current or transactional accounts linked to debit or credit cards. Includes authorization, holds, payment orders, standing orders with searchable and taxable transactions and account metadata. The deposits engine supports the full lifecycle of all deposit products from current accounts to term deposits with or with out overdraft facilities and a full range of interest and calculation options.
