Alternatives to LoyalTfacts
Compare LoyalTfacts alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to LoyalTfacts in 2026. Compare features, ratings, user reviews, pricing, and more from LoyalTfacts competitors and alternatives in order to make an informed decision for your business.
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1
Gravitee.io
Gravitee.io
Gravitee.io is the easiest to use, most performant and cost-effective Open Source API Platform that helps your organization to secure, publish and analyze your APIs. Use the power of Gravitee.io to manage identities with our OAuth2, OpenID Connect (OIDC) and Financial-grade API (FAPI) certified server. Gravitee.io APIM is a flexible, lightweight and blazing-fast open source API Management solution that helps your organization control finely who, when and how users access your APIs. With strong governance features such as API review and API quality and our market leading API designer, Gravitee.io enables you to design, manage, deploy and monitor your APIs in a secure and governed way. A branded Gravitee.io portal enables your API consumers to fully engage with your business - delivering high quality engagement for your business in the digital age.Starting Price: $2500 per month -
2
fino.digital
fino.digital
fino.digital is a market-leading driver of innovation in account and data analysis technologies. We develop customized software solutions for our customers and partners that create prospects for new business models in the B2B and B2B2C sectors. Our declared mission is to give value to data and turn it into valuable insights for our customers through pioneering data analytics solutions. Our AI-based data analytics technologies analyse the account transactions pre-authorized by private or business customers in real time and use them to automatically generate valuable information on financial and life situations, credit and loans, contracts and pension gaps, real estate, liquidity and even recognise life-changing moments, such as retirement or the birth of a child. Whether sales impulses, credit checks, invoice & transaction matching, risk analysis, or improved customer experience for your processes, our products create real added value from data for you and your customers. -
3
Qwist
Qwist
Qwist is Europe's leading independent B2B2X open finance platform, offering a comprehensive suite of products designed to streamline financial services and enhance customer experiences. Its mbed digital lending suite integrates seamlessly into e-commerce platforms, enabling digital retailers and marketplaces to connect with leading banks for instant access to diverse financing products, thereby creating a unique, end-to-end customer journey. It provides innovative payment solutions for high-value goods, facilitating a fully digital lending process that includes various financing options like consumer credit and installment payments. Qwist offers real-time access to financial transaction data, categorization, financial identity verification, disposable income verification, payment initiation, and risk insights, empowering businesses with comprehensive financial data for verification, de-risking, and upselling. -
4
finAPI
finAPI
finAPI is a secure and easy-to-use platform to connect companies, banks, and individual users. Our open banking API gives companies the possibility to access and analyze account data or even initiate payments on behalf of customers. We also offer support to banks and financial service providers with an XS2A server, which delivers a PSD2-compliant banking interface for TPPs. finAPI is flexible, adaptable, and always ready for the next challenge. We can help you to create innovative financial services that deliver real added value for you and your customers. Having easier access to data smooths innovation and process optimization. finAPI’s data intelligence modules enable comprehensive analysis of financial data including categorization, various cash flow, and risk reports as well as contract recognition. Data enrichment, artificial intelligence, and machine learning algorithms ensure the highest data quality and the best possible results.Starting Price: €250 per month -
5
Priority Commerce
Priority Commerce
Priority Commerce offers a unified commerce platform designed to streamline revenue and accelerate growth through its Priority Commerce Engine (PCE). It integrates multiple financial services, enabling businesses to collect, store, lend, and send money efficiently. With tools like MX Merchant, users can centralize billing, sales tracking, and customer engagement, facilitating same-day funding across all payment routes, including cards, ACH, and cash. Priority Commerce supports various fee-based solutions, allowing for customizable payment processing tailored to specific business needs. For developers and ISVs, Priority provides secure, feature-rich APIs that integrate seamlessly into applications, offering low-code or no-code solutions to expedite development. It automates banking operations, enhance financial transparency, and provides robust security measures to reduce fraud risks. -
6
Codat
Codat
Codat helps banks build deeper connections with business customers. We offer products that make it easy to access, synchronize and interpret data from customers’ financial software for specific use cases, such as onboarding suppliers to commercial card programs and underwriting business loans. Codat is used by the largest banks in the world to grow share of wallet, reduce churn & scale their operations. We are backed by leading investors including JP Morgan, Canapi Ventures, Shopify, Plaid, Tiger Global, PayPal Ventures, Index Ventures and American Express Ventures.Starting Price: Free Trial -
7
Dock
Dock
Dock is a financial technology platform that provides infrastructure for companies to offer digital banking, payment services, and card issuing solutions. The platform enables businesses to launch financial products such as digital accounts, branded debit and credit cards, and payment processing systems through a modular and API-driven architecture. Dock also supports payment technologies like Pix and acquiring services, allowing companies to accept and process payments efficiently. The platform includes built-in fraud prevention and risk management tools that help protect transactions and customer data. By providing a complete financial infrastructure, Dock enables businesses to embed financial services directly into their digital products. -
8
OpenPayd
OpenPayd
Build, upgrade, and grow with easy access to an entire financial ecosystem. Accounts, FX, domestic and international payments, acquiring, open banking, and more - all delivered through a single, developer-first API. Create new and exciting customer experiences by embedding financial services within your products. Your customers never need to leave your ecosystem again. Improve customer-facing and back-office operations with seamless integrations with your existing systems. Move all your services to OpenPayd and enjoy market-leading rates, coverage, technology, and support. Scale at speed by accessing local payment rails, unrivalled FX management, an extensive network of global licences, and much more. Make and receive payments locally or internationally with access to OpenPayd's global banking network. -
9
iMAL
Path Solutions
Path Solutions is a Fintech solution provider of Digital & Social Banking, Mobility, Business Analytics, Risk Management, Compliance and AAOIFI-certified Core Banking software. Its multi-award winning Islamic core banking platform iMAL, developed in Java EE with an Open Architecture is highly reliable, cloud-ready, deployable on a fully scalable, multi-server n-tier architecture, and supports open banking through open APIs and web services. Path Solutions’ total commitment to open standards enables its clients to benefit from the latest technology advances ensuring business agility, continuity, data integrity and availability, and low downtime, delivering a significant and immediate ROI. -
10
Ethereum
Ethereum Foundation
Ethereum is the community-run technology powering the cryptocurrency, ether (ETH) and thousands of decentralized applications. Ethereum is a technology that's home to digital money, global payments, and applications. The community has built a booming digital economy, bold new ways for creators to earn online, and so much more. It's open to everyone, wherever you are in the world – all you need is the internet. Today, billions of people can’t open bank accounts, others have their payments blocked. Ethereum's decentralized finance (DeFi) system never sleeps or discriminates. With just an internet connection, you can send, receive, borrow, earn interest, and even stream funds anywhere in the world. Today, we gain access to 'free' internet services by giving up control of our personal data. Ethereum services are open by default – you just need a wallet. Stake your ETH to become an Ethereum validator. -
11
Column
Column
Column is a nationally chartered bank engineered specifically for developers and builders to create innovative financial products. By constructing its own core banking system, ledger, and data model, Column eliminates the need for traditional middleware, granting developers direct access to the U.S. banking infrastructure. This approach enables seamless integration with the Federal Reserve, facilitating efficient money movement, account creation, and card program management. Key offerings include ACH origination, wire transfers via FedWire, real-time book transfers, and the ability to establish FDIC-insured bank accounts through a user-friendly API. Additionally, Column supports the development of customized card programs, providing dedicated Bank Identification Numbers (BINs) and compatibility with major networks and issuer processors. It also offers lending products such as loan origination, debt financing, and loan purchase programs to help companies scale their lending operations.Starting Price: $0.50 per transaction -
12
Nexi
Nexi
We provide banks with end to end services, working alongside them to spread digitalization in Europe and to favour progress and growth for all. We help more than 1000 partner Banks and Financial Institutions across Europe to manage their customers’ payment cards through modular and made-to-measure services such as Processing, Card Management, dispute resolution, security services, fraud prevention and Customer Value Management. We also provide Financial Institutions with highly efficient technology solutions and services for access to domestic and pan-European clearing infrastructures, interbank payment and collection management and advanced capital markets systems. -
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Open Banking Suite
Sirma
PSD2 aims to regulate innovative digital payment services, guarantee transparency, and enhance the security of online payments. It also opens the paying markets for competition and requires the achievement of PSD2 compliance of all banks. To meet the growing demand for all-in-one solutions, we designed an Open Banking Suite with a modular structure, that consists of an API hub, called Up2Connect, a strong customer authentication (SCA) module, called Up2Seal, and a payment terminal, called Up2Pay. The solution covers not only the Berlin Group standards but also the local regulations for the users. The financial organizations can choose between the integration of the module they need or bundle integration. Sirma can be a trusted technological partner in delivering open banking compliance through the Up2Connect module and enhanced security with the Up2Seal module. We believe the changes that PSD2 imposes will lead to the digital revolution in the financial market. -
14
Salt Edge
Salt Edge
Salt Edge is a leading financial API platform with PSD2 and open banking solutions for every business. The company has two main vectors of activity: 1. Enabling third parties to get access to 5,000+ bank channels via a unified gateway. 2. Developing the technology necessary for banks to become compliant with the directive’s requirements. ISO 27001 certified and open banking licenced in the UK, the company employs the highest international security measures to ensure stable and reliable connections between financial institutions and their customers. The company is integrated with thousands of financial institutions in 50+ countries and takes great pride in providing open banking solutions to various financial institutions, including ING Bank, Western Union, Finom, Pleo, Freshbooks, Hyperjar, Azimut, Odoo, MoneyWiz, and many others. Salt Edge has been named a Strong Performer in The Forrester Wave™: Open Banking Intermediaries, 2023 Report. -
15
TradeCore
TradeCore
Built by developers, for developers. API-based technology allows you to create your applications on top of our powerful financial tools. Security is at the core of our technology philosophy. Enhanced security with two-factor authentication, secure storage and backup for robust disaster recovery, and strict internal access controls comes as standard. The ability to support massive amounts of data at scale sets TradeCore apart in the financial sector. We build systems for industry titans, and empower them to take their business even further. Access industry-leading data vendors with our asset-class agnostic trading interface. Issue your own Mastercard® virtual and physical cards with compliance made easy. Make the most of open banking without making more work for your team. Automate and secure cryptocurrency dealings with full. -
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FinCell
FinCell
The easiest way to set up your mobile banking solution. Choose FinCell, a white-label solution for financial institutions that want a cost-effective and easily customizable mobile banking app. FinCell is based on open banking principles, ensuring effective integration with your core system through open APIs. FinCell’s information security and quality management are backed by ISO 27001 and ISO 9001, proving that all needed safety and compliance measures are integrated into a product. FinCell is developed by experts certified in CISSP, CDPSE, and CISA, ensuring best industry practices. Get your mobile banking app up and running in 2 months, FinCell offers pre-defined features, helping you to reach the market faster. Pay for what you actually use. FinCell works on a subscription-based pricing model, where fees are related to your customer base. Easily scalable FinCell helps you increase revenue, grow your customer base, and reduce churn rate.Starting Price: Free -
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Enapps ERP
Enapps
Enapps ERP is a UK-based enterprise resource planning (ERP) solution for mid-sized businesses seeking a flexible, scalable platform. By unifying finance, CRM, inventory, supply chain, and more, it eliminates data silos and boosts cross-department collaboration. A modular design lets you enable only the features you need, reducing complexity and cost. Real-time reporting, advanced analytics, and customisable dashboards deliver comprehensive visibility, driving swift, data-driven decisions. Developed and supported entirely in-house, Enapps ERP offers rapid response times, frequent updates, and configurable workflows suited to your unique processes. Whether you’re optimising daily operations, streamlining production, or expanding into new markets, Enapps ERP adapts to evolving requirements, keeping you competitive. Transparent, module- and user-based pricing ensures no hidden fees, letting you scale on your own terms. -
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PM1e
Expersoft Systems
PM1 is used by several of the world's largest private wealth banks to manage assets on a global scale across multiple booking centres. The manifest reasons are grounded by PM1 offering the most comprehensive capabilities of any product in the front-/mid-office category, covering full life-cycle management within the private banking business. From full client regulatory handling, through multi-booking centre consolidated reporting, to an unparalleled user experience, PM1 is simply the only complete software capable of meeting the needs of today's modern banks demanding digital supremacy combined with the human touch. As no software exists in isolation, PM1 also offers best-in-class interfacing capabilities to integrate with core banking systems, order execution systems, and the myriad of other applications in common use. Hosting options include on-premise, in the PM1 Cloud, and via our partnership with the Finstar Open Banking platform.Starting Price: $30000 one-time payment -
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Token
Token.io
Token.io has reimagined account-to-account (A2A) payment infrastructure, enabling banks, fintech firms, platforms, and payment providers to increase revenue, reduce processing expenses, and simplify operations by offering ready-to-use Pay by Bank solutions. Widely acknowledged by independent analysts as one of the leading two A2A payment infrastructure providers worldwide, Token.io’s unparalleled connectivity and excellent partner support position it as a front-runner in open banking and A2A payment infrastructure. Its connections cover over 90% of bank accounts across 21 markets, granting unmatched capability to initiate instant bank payments, refunds and real-time payouts to more than 567 million bank accounts across Europe. Token.io's partenrs include 3 of Europe's top 5 financial institutions; it is also trusted by prominent names in the payments sector, including Mastercard, ACI Worldwide, Global Payments, Nuvei, and Paysafe. -
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Basiq
Basiq
Basiq is the leading open banking platform enabling developers to build innovative financial solutions. We provide secure access to customer-consented financial data and powerful APIs that uncover valuable insights. We're powering the future of financial apps and services with solutions for wealth managers, banks, fintechs, and more. Get access to complete and reliable banking data to deliver more engaging, personalised digital banking experiences. Use our advanced income algorithms to reliably identify all sources of income such as regular, variable and casual income streams. Enabling you to streamline individual assessments and make faster lending decisions. Provide your customers with a rich digital experience by helping them better understand where they’re spending. Use Basiq Enrich to identify the merchant, location and category of each bank transaction.Starting Price: $0.39 per user per month -
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Whizzapi
Savangard
Access to the full potential of open banking in one place. The Banking API aggregator allows quick integration with all banking APIs in Europe using a single interface. Fast and optimal connection to banking APIs without the need to take care of implementation differences between banks. With 6+ sandboxes built for our clients, we have gained experience that allowed us to create a solution that is quick and easy to implementation. We provide a connection to the API, and you can focus on your business. We can provide services as time-and-material staff outsourcing (engineers, architects, PMs) but we mostly deliver fixed-price projects with defined scope, timeframe and budget – also in the near shore model. This makes our services exceptionally effective and competitively priced. We’ve delivered over 5000 integration services and 1500 successfully integrated systems. -
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Bud
Bud
Maximize engagement and empower consumers with actionable insights, targeted messaging and personalized product offers for improved conversion. Our GenAI-powered customer data platform allows anyone in your organization to perform advanced data analytics for marketing, segmentation and customer base monitoring. AI-powered transactional data insights to provide the true picture of applicants’ financial position for credit assessments and lending lifecycle management solutions. We’ve processed more than 50 billion transactions and our AI core keeps learning. Our market-leading categorization is extremely hard to beat. Our first connection success rate of 98.2% and 99.99% up-time SLA guarantees a reliable experience for your customers so you can focus on growth. -
23
EnWallet
Enqura
Multi skilled digital financal services platform to design open and closed loop payment systems. A versatile digital wallet that supports multiple currencies, prepaid cards, and open banking, ideal for businesses seeking e-money licenses or developing loyalty programs. As the central component of an end-to-end payment system, it facilitates partner and third-party services in addition to offering a range of wallet functionalities. EnWallet supports and is compliant with Open Banking, BaaS (Banking as a Service) and Payments System Directives. -
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Particeep
Particeep
Particeep is a fintech that provides banks, asset management firms, insurances and their distributors tunkey solutions enabling them to distribute their financial products and services online. The company offers, in addition to its open API, white-label platforms to distribute financial services online in less than one month. Our Particeep Plug solution allows you to create a digital version of your existing banking products and make them accessible to third parties through a Rest open banking API. With our solution, you quickly deploy your online distribution channels and allow your partners to distribute your offers online by personalizing it according to their graphic charter and their authorizations. Our Particeep Plug white label solution allows you to create a digital version of your existing insurance products or to quickly create new products.Starting Price: 11880€/year -
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Zum Rails
Zum Rails
Merging open banking and instant payments, Zūm Rails all-in-one payments gateway allows our clients to seamlessly utilize the payment rails that best fits their needs in the fastest, safest and most efficient way possible. Zūm Rails supports the entire payments journey, from the customer onboarding process to providing advanced data aggregation and KYC tools, moving funds in real-time with fraud prevention and account validation, as well as managing payment operations and simplifying the reconciliation process – all from a single API. -
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Yapily
Yapily
Yapily helps you deliver a faultless customer experience, while staying on top of an ever-changing Open Banking compliance landscape. Designed for open banking and delivering seamless connectivity. Only technology company to be selected by IBM for open banking offering. Reaching new markets and bigger volumes as open banking API’s are released. Using a single open API, you can access the data you need to enrich the end-users experience. From aggregating, categorising and enriching account information, to initiating payments and transactions, your business gains the visibility to offer personalised financial advice. By eliminating the technical barriers, Yapily enables any business to interact with customers using one seamless, secure connection. Banks, financial providers and developers have the building blocks to build, connect and monitor their own API’s for communication within minutes. -
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IBM App Connect
IBM
Improve speed and quality of application integration with AI and automation. IBM® App Connect instantly connects applications and data from existing systems and modern technologies across all environments. App Connect offers enterprise service bus (ESB) and agile integration architecture (AIA) microservices deployment of integration artifacts, allowing businesses to deploy to a multitude of flexible integration patterns. Integration and AI create an engaging experience to allow customers to make online insurance claims easier and more accurate. Open banking APIs are being adopted across the globe and leading the way towards an open data economy that empowers users and unlocks innovation. Continuum of care is a concept involving an integrated system that guides and tracks patients over time through a comprehensive array of health services spanning all levels of intensity.Starting Price: $500 per month -
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Auto Decision Platform (ADP)
LendingMetrics
Our online Auto Decision Platform (ADP) saves on time, money and errors for lenders. Driving more profits to your bottom line. ADP is a multifaceted, multi-award-winning program, with countless possibilities once deployed. Our cutting-edge decision services enable credit risk professionals to create and manipulate decisioning logic on demand. The next generation private-cloud-based solution Auto Decision Platform (ADP) delivers comprehensive, automated decisions through direct interaction with customers, and allows lenders to decision in a compliant manner. Leverage our universally connected suite of integrations to consumer and commercial CRA data, multiple Open Banking sources, eKYC and fraud products, accounting, device ID, HPI, mobile and email verification, AVM and Land Registry products to execute decision strategy. ADP allows you to build, edit, test and deploy your own bespoke scorecards within a modern, easy-to-use interface. -
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Banfico
Banfico
Banfico is a trusted open banking technology provider offering a suite of scalable, secure, and regulation-compliant solutions tailored for banks and fintechs. Our open banking dedicated API is Financial Grade API (FAPI) compliant and supports global standards such as Open Banking UK, Berlin Group, and STET. This enterprise-grade API emphasizes customer identity, authentication, and security, ensuring seamless integration with core banking systems and delivering end-to-end solutions, including customer authentication and consent management. The OB Directory provides a compliant source of standardized information about active regulated entities, connecting to all National Competent Authority (NCA) registers and the European Banking Authority (EBA), with real-time updates every two hours. Banfico's Modified Customer Interface (MCI) offers a secure interface conforming to Open Banking and GDPR regulations, enabling banks to achieve compliance quickly and cost-effectively. -
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Flinks
Flinks
Flinks is the creator of a powerful no-code platform and financial data APIs that make it easy and efficient for your team to build with financial data. Trusted by millions of individuals accessing financial services at world-class companies, our purpose is to make the struggles of open banking a thing of the past. Flinks’ products at-a-glance: Enrichment — Get actionable insights on financial data for credit, fraud, and behavior; Connectivity — Let users connect their bank accounts to your products; Outbound — Deliver a winning Open Banking program. Flinks also supports financial service providers across industries and sizes — from consumer and commercial lending, payments, digital banking, fintech, to wealth management, we power different use cases and enable financial innovation for you and your customers. -
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Fidor
Fidor Solutions
We collaborate with forward-thinking organizations to design customer-led digital banking propositions from the ground up. It's not about the technology you use to serve your customers, but about how you use technology to make your customers feel like Number 1. It's all about making banking convenient, easier, accessible and rewarding for your customers. Our proprietary digital banking backbone fOS enables you to do that. Our live clients and the multiple awards we received prove it. Fidor provides all the expertise you need to bring your digital banking project to life. We think, design, test, build and go to market. Our innovative digital banking platform, fidorOS (fOS), packs all the necessary banking functions you need, from onboarding, card and account management and credit products to analytics. One platform manages them all! As a first adopter of Open Banking principles and API, we designed our fidorOS platform to be light-years ahead of traditional solutions. -
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Crezco
Crezco
Receive payments instantly, straight to your bank account, with automatic invoice reconciliation integrated directly with your favorite accounting software. Pay or receive international payments via Crezco directly from and to your existing local bank account. No need to create virtual IBANs or local wallets. Crezco integrates seamlessly with the main accounting software to provide an easy-to-use account-to-account payment solution. Our API is designed to make life easy for your team so your customers can send and receive account-to-account payments immediately. Users create a batch payment and initiate payments with a single authentication. All payments show as individual lines within bank statements. Crezco integrates and recognises CSV files from the most popular accounting and payroll software but also lets you manually import files if needed.Starting Price: $12.68 per month -
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Expense Once
Solutions Once
Expense Once is an online service with everything your business needs to streamline, automate and manage staff expenses. A dedicated consultant will manage the solution setup and configuration with you. We also offer further support with additional project management and implementation services as required. Unlimited support is included at no further cost and throughout the lifetime use of the product. We assign each premium and enterprise customer with a dedicated account manager. Our competitive pricing means you can use our software with less of a investment. There's no limit to the number of user records you can setup within the expense software. Only pay for active users who have uploaded receipts or submitted expenses. With our use of open banking, we can intergrate into your already used software such as Clearspend and Barcleycard, saving you time and effort when using our system to create your expense reports.Starting Price: $5 per user per month -
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ONE UP
ONE UP
AI transforms bank feeds into accounting with 95% accuracy (#1 Ranked by Forbes AI benchmark). Automated and customizable by each client. 10 times more usage compare to traditional banking portal. 85% of customers logging in each month. Open banking through neobanks players like Google, Intuit, PayPal, Square and more coming, has created new threats on all your business banking revenue streams: from deposits, loans to payments. Growing your net banking revenue through real-time cross-sales and making the most out of your Small Business existing customers thanks to Smart Advices ™ powered by OneUp. OneUp platform is API based to ensure fast implementation and to offer the customization and the flexibility you need for your project. Display income, spending and overall profitability for the defined period of time, in a defined currency. Data is provided by OneUp AI that transforms bank feeds into accounting entries.Starting Price: $9 per month -
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MoonPay
MoonPay
The global payment solution for cryptocurrency that is simple, powerful, and painless to integrate. Boost revenue and defeat fraud with an on-and-off-ramp that’s simple, highly customizable, and builds seamless journeys for customers all over the globe. MoonPay powers the world's leading cryptocurrency wallets, applications, and websites with a total on-and-off-ramp solution. Your customers can also pay with instant bank transfers using Open Banking in the UK and EU (ACH coming soon!). Our KYC flow makes your customer's onboarding journey a breeze, making it easy to grow your user base and eliminate those crucial pain points leading to customer drop-off. We can easily sync your existing data with our pass-through KYC feature, meaning your customers will never be asked to verify their identity twice. We’ve battle-tested the widget in hundreds of integrations and pulled together everything you need to integrate with ease and start accepting payments sooner. -
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NetGuardians
NetGuardians
As payment channels have multiplied, so have the routes open to fraudsters; increasing banks’ potential liabilities. Adoption of real-time payments, Open Banking and digital-led interactions exacerbates these problems. Traditional anti-fraud practices find it all but impossible to efficiently prevent payment fraud. Most rely on hundreds of static, reactive rules that fail to detect new fraud patterns and trigger too many poor hits. Leveraging award-winning 3D artificial intelligence (3D AI) technology, NetGuardians’ platform NG|Screener monitors all of the bank’s payment transactions in real-time catching more fraud with fewer false positives. It identifies suspicious payments coming from social engineering techniques or scams (such as invoice redirection, love scams, CEO-fraud) and ties this in with digital banking fraud indicators (such as eBanking/mBanking sessions redirected by malware, hijacked by hackers or account takeover fraud resulting from identity theft). -
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NorthRow
NorthRow
Regulated businesses use NorthRow to accelerate their onboarding processes and increase effectiveness of their Client Due Diligence. Improve customer experience and meet your compliance requirements with our client onboarding solutions. Continually monitor for relevant changes in your customer profiles to proactively manage your regulatory risk. Efficiently remediate your existing customer base with our API-driven solution to help ensure compliance. Compliance is about more than ticking boxes, making quick, effective decisions about your customers is critical. Northrow’s SaaS platform allows clients to consume a range of data and make intelligent decisions on who to transact with and how. Open Banking is a new, secure way for customers and SMEs to take control of their financial data. Open Banking chose NorthRow to deliver its onboarding processes, as they set the standard for securely managing customer financial data. -
38
Tink
Tink
One PSD2 compliant platform, endless opportunities. Build the future of financial services. Access a broad range of high-quality financial data from banks across Europe through a single API. So you can provide smart financial services – or engaging new customer experiences. If you’re a big bank looking for a custom-built solution, a growing fintech looking for a technology partner or a small business looking for the tools to enable your ideas – we’ve got you. Our platform is built to enable ideas of all shapes and sizes. -
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Thirdfort
Thirdfort
Thirdfort combines document scanning, facial recognition and Open Banking technology for online ID and AML checks. -
40
Appifee
Neontri
We are experts in building and maintaining custom systems. We shine in complex projects requiring integration of multiple legacy systems. Payments, including cards, mobile payments and open banking. Using big data technologies to build high-availability reliable data hub platforms integrating legacy data in real time. In a fast and effective way we will choose ideal specialists who suit your needs. People will view your products and content 4.2x more on an app than on a website, even if your site provides the best possible user experience. Global shopping cart abandonment rates are up to 97% on mobile websites. Mobile apps solve this problem by simply saving user data and providing in-app payments. -
41
Portfolio+
Portfolio+
Join Portfolio+, an ecosystem that connects customers with financial service providers for a personalized banking experience. Our consumer-directed banking platform and robust APIs provide bespoke financial services while safeguarding customer privacy. Secure and industry-proven financial software solutions. Let us help you drive business for tech-savvy, hyper-connected financial institutions. Our open banking ecosystem empowers customers as well as monetizes products of financial service providers. Our core banking platform ensures clockwork efficiency in transactions across the banking in Canada. We support our clients with training and consulting services for finance professionals to capitalize on fintech. Portfolio+ is at the forefront of the open banking movement in Canada and has been providing core banking services for 30+ years. Our team of finance and technology professionals develops innovative financial products and services. -
42
Powens
Powens
Powens is a leading open finance and embedded banking platform that empowers financial institutions, fintechs, and software vendors across Europe and LATAM to create innovative products and streamline their financial operations through frictionless and fully automated banking and payment experiences. It connects to over 1,800 financial institutions across 12+ European countries, offering real-time access to standardized bank account data, including detailed balances, transactions, and historical data from current accounts. Powens' comprehensive suite includes data & document aggregation solutions, data processing solutions, and accounts & payment solutions. Powens' high-quality standards are evidenced by a 99.5% data refresh success rate and a 99.95% API availability rate over 11 years. -
43
Advantica
Softax
Advantica Cloud Core Banking is our proprietary electronic banking system that provides a fully comprehensive core banking service. It offers multi-channel banking products and services as well as support in the implementation of business plans. The system supports the latest requirements defined in the Payment services Directive (PSD2) and Open Banking. Advantica is a secure, stable, scalable and reliable solution that Softax has implemented in the largest financial institutions in Europe. -
44
INXY
INXY
INXY Tracker automatically detects all your subscriptions from your transactions. See them all in an informative dashboard. Do you know how much you spend on subscriptions per year? Find out and start saving on what you don't use. Get an overview of all your subscriptions in a convenient dashboard. See how much you spend, when your subscriptions expire and have to be renewed. Find subscriptions you don't use and unsubscribe from them, save your budget! Get notified to most popular messengers never to miss renewal that will hit your pocket. Never forget to prolong the services you need and stop paying for what you don't need. INXY allows you to add users to your account, making it easy to collaborate on subscriptions with your family and friends. Easily share your subscriptions and grant permissions to edit your subscription lists. With open banking integration, INXY automatically identifies your subscriptions. Be informed how much and what you pay for.Starting Price: $8.33 per month -
45
Kontomatik
Kontomatik
We deliver banking data to boost your business. Business around the world transforms their services with Kontomatik. Whichever your institution type or budget, Kontomatik has the solution. If you are looking partner to empower your business with banking data or have ideas to create new product or service with open banking – we are ready to support. Check how Kontomatik features may help your business. Onboard your customers with easy-to-use widget - simplify the process and move it to online channels. Use the data from user banks accounts to remove manual actions, create a seamless customer experience and increase conversions by making the process easy and error-free. Get access to real-time and reliable data about client’s income structure and verify bank account number before making any transfers. Make more accurate assessments and increase acceptance rates. -
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Amplify Open Banking
Axway
Axway's Amplify Open Banking is a comprehensive solution designed to help financial institutions navigate the complexities of open banking regulations and integrate seamlessly into digital ecosystems. It facilitates compliance with laws such as the CFPB Dodd-Frank Act Section 1033 by eliminating insecure practices like screen scraping and enhancing consumer consent management. The platform offers prebuilt APIs adhering to open banking standards, enabling rapid deployment of innovative services without operational disruption. Additionally, it provides tools for API monetization, allowing institutions to create new revenue streams while ensuring secure and reliable data management. With features like low-code/no-code capabilities and a built-in API marketplace, Amplify Open Banking delivers an intuitive developer experience, fostering faster business process deployment and broader API adoption. -
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BANKTRON
ETRONIKA
BANKTRON Open Banking provides a robust set of APIs and management tools to comply with PSD2 requirements and go beyond compliance demands. Our Open Banking solution focuses on PSD2 compliance needs and strictly follows the Regulatory Technical Standard, as well as regulatory requirements, specific for every market. We start with PSD2 compliance APIs first – Access to Accounts and Payment Initiation. We include commitment to comply with the regulatory requirements for the whole system lifetime, and to undertake whatever changes and enhancements necessary to keep compliant. -
48
Amiqus
Amiqus Resolution
The first step to engaging a client or hiring someone new is to check they are who they say they are. Turn hours of paperwork into minutes of frictionless and secure online activity. Compare client information against multiple government databases and sources for compliance with the latest UK and EU anti-money laundering requirements. Request document verification with face-match scanning to check the authenticity of documents from over 195 countries. Screen domestic and international, politically exposed persons (PEPs) and sanctions lists, as well as adverse media data from 500 million web pages, with option for ongoing monitoring. Securely verify balances, transactions, payees, income and affordability through FCA-regulated open banking technology. Instantly verify current address and date of birth against bank and credit providers' records in real time.Starting Price: $38.00/month -
49
Coconut
Coconut
Coconut connects to your bank account to help you track income, claim expenses and work out how much tax you owe. With an overview of your finances at your fingertips it’s easy to work out how much you can afford to pay yourself or re-invest into your business each month. We’ll help you stay on top of your bookkeeping and estimate how much you need to set aside for tax, so you'll never get an unexpected bill at the end of the tax year. Create and send branded invoices on the go and manage your income straight from the app. Handy reminders will help you keep on top of late payers too. We’ll work out how much you have left after you’ve set your savings aside that you can take out of the business as your take home pay, or to reinvest to help your business grow. Keep an eye on how much you’re earning and how much you’re spending, with all the transactions that make up those numbers available in just one tap.Starting Price: $5.02 per month -
50
Qlower
Qlower
Qlower is the smart assistant for landlords. It simplifies property management by leveraging open banking and machine learning technologies. Also, it automates property management without any manual entry and saves you time and money. Tracking payments, identifying savings, and preparing tax declaration, just follow suggested journeys and optimize the management of your real estate portfolio. Qlower simplifies your life as a real estate investor * Automatic and free receipts & reminders * Automatic accounting in real time thanks to the bank connection * Tax declaration of your rental income * Identification of possible savings and heritage advice You rent one or more empty properties , furnished, short or long term, car parks, buildings, SCI? Qlower automates all administrative and accounting tasks up to optimized tax reporting. From the bank data or the operations entered, Qlower understands each expense and feeds your accounting as it goes.
