Divvy

Pros: The potential to have additional cards and protect your main accounts is crucial. I'm always tracking spending per project and this level of organization is great considering the low effort that I have to put it. I've been able to set up multiple projects and start spending with employees as well as learn from their weekly webinars.

Cons: I feel like more of an overview of the potential is important. It's helpful to know what the product can do so that a designer like myself can place my business and my team on board faster.

Overall: It was very fast to get on board and start up. The card took a while to come in but the account set up was very easy. I'd like more use cases for different types of business to see the potential and also an easier way to add multiple bank accounts for us profit-first people. Love it overall and it makes transacting and accounting a bit simpler.

Pros: Customization of budgets and category types is good. The ability to add people is easy as is creating budgets.

Cons: Payments pend for too long. I don't have a problem with weekly payments but having to wait five business days for a payment to post is too long. This cuts into the actual amount of usable credit.

Overall: Customer service has been responsive. I have found that transactions can show as completed even though a receipt has not been attached.

Pros: We love the ability to delegate spending responsibilities to employees with clear limits. This takes a huge burden off of upper management.

Cons: We really would love greater support for QuickBooks desktop integration. And clearer support instructions for budget setup vs virtual cards.

Overall: We are really happy with Divvy and have had positive experiences as a company. With employee cards it has taken a huge burden off of our upper management and we are able to focus on more important work rather than cash accounting for employee gas runs.

Pros: This app lets me approve expenses before the funds go out! I can update everything right from my phone

Cons: It’s great, I have no cons of this product. Very helpful app.

Overall: Wonderful for our 8 small businesses!! I can have eyes on our expenses while building capabilities in our team.

Pros: Ease of use is the biggest aspect for me and with our employees out in the field daily, the ability for them to upload their receipts so we can better track the actual expenses.

Cons: There really are no cons, I would like to be able to customize the cards with Corporate Logo.

Overall: The signup process was super easy and the online training tutorials made getting the system up and running relatively simple.

Pros: Easy to track all our data.
Fantastic customer support = I have a great account executive (Ellis - whoop whoop!) who responds quickly to anything I need
Budgets = so nice.

Cons: Haven't found anything that I'm not happy with. I've used a lot of software products and Divvy is top notch.

Overall: I couldn't be happier. This is making my life so much easier! As the head of operations working in residential solar, we have so many expenses that were flying all over the place. Now our executive team is on the same page. I love it.

Pros: What's not to like. They simplify our jobs as office manager and accountant and relieve us of worrying about what goes out since they give you control of where the money goes and by whom you choose to be able to use it with in your company.

Cons: None....they even give you options on payments that will automatically be applied on YOUR schedule!

Overall: The staff is kind, patient and listen well to your needs and do what they can to help! The whole setup was made easy by the staff and the work they put forth to meet our needs was nothing less than stellar!

Pros: I love how user friendly the software is. The end users actively use the product more than they have with other softwares, making both of our lives easier.

Cons: They are not yet integrated with our ERP, Netsuite. Once that is implemented, I will have no qualms with the software.

Overall: Overall, I would recommend this product. The team at Divvy is working on a solution for integrating with Netsuite, and once that is complete, the only issue I have with the product will be resolved.

Pros: The platform is easy to use, includes a simplified onboarding process and an innovative/clean dashboard. If that's not enough there are videos/tutorials that get you going.

Cons: The only con I can think of is that you can carry a balance over if needed to the following month. Although I do think that's a minor con.

Overall: Overall experience from applying to being approved was very streamlined and I've recommended it to a few others who have expressed the same overall experience.

Pros: Easy to get a high spending limit, while also getting decent rewards. The virtual cards are a great feature which lets you assign cards to specific merchants, making it easy to tell where your company's money is going. The QuickBooks integration really makes bookkeeping a breeze!

Cons: Only con I can think of which might sway me away in the future are the rewards rates, I am more of a fan of straight cashback and other cards would provide better cashback rates compared to Divvy.

Overall: Overall Divvy is a great expense management tool, while also providing valuable features such as virtual cards, budgets, bookkeeping software integrations all in a very clean user interface.

Pros: Divvy helped us to track expenses and eliminating manual data entry. On the positive side, Divvy is an extremely reliable tool for "Bookkeeping" the whole business financial transaction in very less data entry. The platform is intuitive and well crafted for business.

Cons: Never ever experienced any problems. No cons to share.

Overall: Divvy has tons of benefits in my business. My overall experience has been great with this software. I also appreciate how Divvy eliminates data entry.

Pros: Divvy unifies expenses from different business departments to one source for better control and visualization of every new transaction. The interface is streamlined and the auto bill scanner adds without manual data entry.

Cons: Nothing so far loved its automation and reports.

Overall: Overall, Divvy is an outstanding expense monitoring software. It enables every business transaction control to your screen. Highly recommend to everyone.

Pros: The ability to manage books of expenses in one dashboard with an automated capturing is great. Divvy brings ease in the management of expenses and budgeting. It liked its power, it provides me real-time status on expenses and its reports.

Cons: Bill synchronization issue to capture manual added.

Overall: Overall, Divvy helps us to keep track of the expenses. The ability of bill capture is great. It becomes a very essential tool in my business to manage our spending decisions.

Pros: Divvy provides plenty of features similar to the Expensify application. Using Divvy I'm able to automate the expenses and spend record management.

Cons: I would say it's not fully automated, few times it unable to add data.

Overall: I'm using Divvy to check the report of my personal and business expenses. Its smartphone app is very useful for getting real-time updates on reports.

Pros: This platform enables you to rent a home before buying it, which is unheard of in the housing industry.

Cons: There's not really any cons, as this company has no competitors.

Overall: Divvy is a fantastic way for homeowners to sell their homes in a different way. And for buyers to experience a new type of owning a home.

Pros: We are very happy with Divvy, their customer service team is excellent. The virtual cards are fantastic as well.

Cons: Unable to set limits for receipts, if this can be implemented then this would be great and ease workload from our side.

Overall: We are happy as it's free to use and their support is second to none, they are constantly improving things as well.

Pros: We can now real-time check the expenses reports, which eliminates the old method of expenses reporting. It automatically records the spending from receipts. Its VCC generator is handy for online transactions. Divvy's mobile app is also great.

Cons: Few times it failed to recognize the duplicate receipts.

Overall: Divvy provides us a proper expenses management that automates the record and submits expenses. Divvy brings continuity and visibility over every expense. It helped us save time and modernize our expenses management.

Pros: We really love the expense management. No more chasing receipts to figure out jobs and GLs. The integration with our ERP makes expense tracking much easier than our previous system.

Cons: We've only been using Divvy for about 2 months but our experience has been very good so far.

Overall: So far, we are very happy with Divvy. We switched from Chase. The expense management is great! We don't have to chase down employees to turn in their receipts anymore and we can more accurately code expenses to the right GL and jobs.

Pros: Divvy is super simple to setup, customize and use. The flexibility of the system the saving and email of batch recites takes a 15-40 minute task to prepare and post reimbursements down to just a few minutes, creating incredible value for owners.

Cons: Need the roles and rights expanded a bit to better control system. Would be great if they had a per Diem feature like they do mileage reimbursement.

Overall: Far and away the best tool I have used in my 30+ year in accounting. The flexibility of the system to customize by group limits the choice for each group just to their relevant data so they don’t have to scroll thru other department’s choices which make it easy to get people to adopt.

Pros: Divvy is the best for business we are able to automate everything from one app. We are managed better thanks to Divvy!

Cons: I have no complaints I love everything divvy offers.

Overall: It’s the best!! This is the best software service on the market. Divvy is a game changer for all businesses.