Alternatives to Delio
Compare Delio alternatives for your business or organization using the curated list below. SourceForge ranks the best alternatives to Delio in 2026. Compare features, ratings, user reviews, pricing, and more from Delio competitors and alternatives in order to make an informed decision for your business.
-
1
Figure Markets
Figure
Figure Markets bridges crypto and real-world assets into one seamless platform. Enter to win $25k USDC when you use Democratized Prime and earn up to 9% yield just for being in the lending pools! Instantly unlock liquidity with Crypto-Backed Loans—borrow against BTC, ETH, or SOL at industry low rates starting from 8.91% APR, with no hard credit checks, no prepayment penalties, and 12 month terms. Keep your crypto, get your cash! Get $200 when you trade on the Figure Market's Crypto Exchange where it's ZERO trading fees, built on the Provenance blockchain for fast execution, deep liquidity, and decentralized custody. Whether you’re an investor, trader, or just need cash without selling your crypto, Figure Markets gives you the tools to move fast and earn more. Join the platform where TradFi and DeFi converge. -
2
YouHodler
YouHodler
YouHodler is a fintech company bridging the gap between traditional finance and crypto. We are dedicated to providing secure and innovative financial solutions to customers from over 100 countries The platform offers a secure multi-currency wallet supporting major cryptocurrencies and fiat currencies, including BTC, ETH, XRP, EUR, USD, and CHF. Users can access advanced trading tools to optimize their market strategies, get cash for liquidity without selling their assets, and earn rewards through yield accounts. These services enable YouHodler’s customers to: - Get cash for more than 50 coins as collateral. LTV up to 90%. Bank and credit card withdrawals - Exchange cryptocurrency and fiat with real-time execution prices and low fees - Earn up to 20% annually on your crypto and get payouts every week. YouHodler's Cloud Miner lets you earn real Bitcoin effortlessly without using your device's power.Starting Price: Free -
3
Abra
Abra
Abra is an all-in-one app where you can buy, sell, and hold 30 cryptocurrencies, 50 fiat currencies, and the first of its kind crypto index (the BIT10). Our vision is an open, global financial system that is easily accessible by everyone, everywhere. Buy, sell, trade, and earn interest on cryptocurrencies. Now earn up to 14% interest on USD stablecoins or crypto, and trade in over 100 cryptocurrencies, all in one simple, secure, and trusted place. The simplest and most trusted way to invest in cryptocurrencies. Abra’s 5-star app is simple to use, designed to make crypto accessible for everyone. Proud to be the favorite crypto app of nearly 2 million users across 150 countries. Easily deposit cryptocurrencies, connect a credit card, or set up bank transfers (where supported) to fund your wallet. Abra is on a mission to create a simple and honest crypto platform to enable millions of crypto holders to maximize the potential of their crypto assets.Starting Price: $0 -
4
Inlock
Income Locker
Inlock is a blockchain and smart contract based lending platform to enable crypto-assets to be used as a collateral. Inlock is founded by a technology and Fintech oriented team. Our goal to build up solutions for various use-cases between traditional and crypto-asset based financial world. INLOCK is a totally independent FinTech service provider, without any connections to big-banks or credit companies. INLOCK represent the new wave of future’s financial services. Get cryptocurrency backed instant loan or earn interest with large-scale bonuses. Looking for steady returns despite the uncertain market situation? INLOCK is a USDC stablecoin based lending platform, where you can also earn interest (high yield) on your Bitcoin, Ethereum, Litecoin or other coins! You can lend your crypto with as high as even 8% annual interest, with weekly payment and compound interest. Using your Bitcoin, Ethereum, Litecoin or other coins as collateral, you can get a stablecoin loan quickly. -
5
Liquidium
Liquidium
Liquidium is a decentralized Bitcoin lending protocol where users can borrow BTC against Ordinals, Runes, and BRC-20 tokens, and lend BTC to earn up to 380% APY. Borrowers can secure Bitcoin loans using their digital assets as collateral, with inscriptions safely locked in a Discreet Log Contract (DLC) until repayment, ensuring a secure and fast process. Lenders provide BTC and earn interest; if the borrower repays, the lender receives the BTC plus interest, and if not, the lender receives the collateral. All transactions are natively secured on the Bitcoin blockchain, with no wrapping or bridging, just Bitcoin. Liquidium's non-custodial escrows use DLCs to securely store collateral during a Bitcoin loan. It supports borrowing and lending against Bitcoin assets like Ordinals, Runes, and BRC-20 tokens. Lend your BTC and earn interest; each loan is secured by an inscription in a Bitcoin DLC. -
6
Vauld
Vauld
Vauld aims to provide its users with a customer-centric banking solution leveraging blockchain. We intend to treat your cryptocurrencies as a separate asset class and offer services that ensure technologies based on the blockchain are usable as of today. Our asset-backed lending and borrowing platform currently support Bitcoin, Ethereum, XRP, BAT, XLM, USDT, USDC, BUSD, TUSD, and DAI. Earn the industry’s highest interest rates on major cryptocurrencies. Interest is calculated daily, and paid out weekly on all your tokens. Withdraw any amount at any time while you earn interest. Opt-in to fixed deposits to earn higher interest rates. Opt-out with zero penalties. Interest earned is compounded every week or at the end of the fixed deposit term. Take a low interest loan against your existing crypto assets. Trade on a deep order book with all our supported tokens. Buy and Sell Crypto With INR At The Best Rates In The Market. -
7
QDAO DeFi
Platinum Q DAO Engineering
QDAO DeFi supports smart investments in liquid cryptocurrencies, instant fiat loans and deposits with the highest interest rates. Growing program popularity creates great interest and grants stable interest rates with attractive lending conditions. Users can choose from 17 highly-demanded cryptocurrencies, including BTC, ETH, USDT, etc. Tokenized stocks will be added in the near future. The program provides the most lucrative and profitable deposit and lending conditions while keeping the lowest possible rates for borrowers. Assets are stored on Cold Wallets with an absolute level of security. QDAO DeFi activity is legal and permitted through an EU license. Earn up to 14,64% interest per year which is significantly higher than traditional bank deposits and alternative investments. QDAO DeFi offers you full flexibility by allowing you to add and withdraw funds at any time. Your funds are secured at all times by asset-backed portfolios of overcollateralized loans. -
8
TrueFi
TrustToken
Meet TrueFi, the DeFi protocol for uncollateralized lending. Earn high yields on stablecoin loans and borrow capital without collateral. We’re proud to introduce TrueFi, a protocol for uncollateralized lending, and TRU, the native token used for staking and voting on loan requests. The goal of TrueFi is to bring uncollateralized lending to DeFi. This helps cryptocurrency lenders enjoy attractive, sustainable rates of return, while giving cryptocurrency borrowers predictable loan terms without requiring collateral. Importantly, all lending and borrowing activity on TrueFi is fully transparent, allowing lenders to fully understand participating borrowers and flows of funds engaging with TrueFi. Lenders (like you) add TrueUSD into a TrueFi pool to be used for lending, earning interest and farming TRU. Any unused capital is sent into the Curve protocol to maximize earnings. Borrowers (like OTC desks, exchanges, and other protocols) submit proposals to borrow capital from the pool. -
9
APX Lending
APX Lending
APX Lending provides secure crypto-backed loans that allow clients to borrow against their Bitcoin or Ethereum without selling their assets. Clients can access CAD or USDC loans with competitive interest rates, loan-to-value ratios up to 60 percent, and flexible terms from 3 to 60 months. Collateral is held with BitGo in insured, segregated cold-storage wallets and remains fully visible to borrowers on-chain. APX operates with CSA exemptive relief in Canada and maintains FINTRAC and FinCEN registrations. The platform uses real-time LTV monitoring, supports personal and business loans, and offers a simple cost structure with no origination or management fees. Most loans are funded within 24 hours of collateral being received.Starting Price: 10,000 CAD -
10
Genesis
Genesis Global Trading
Genesis is a global leader in institutional digital asset markets and a full-service digital currency prime brokerage. Genesis facilitates billions in digital currency trades, loans and transactions on a monthly basis. Our team combines decades of experience at top Wall Street investment banks with a deep understanding of cryptocurrency markets. Our platform provides a single point of access for digital asset trading, derivatives, borrowing, lending, custody and prime brokerage services. The all-in-one solution for your digital asset needs. Genesis is a full-service digital currency prime broker, we provide investors with a secure marketplace to trade, borrow, lend and custody digital currencies. Complete large orders rapidly and reliably. Our OTC digital asset trading firm is regulated as a securities broker-dealer with the SEC and FINRA. Lend and borrow digital assets, and tap into alternative liquidity for hedging, speculation and working capital needs. -
11
CoinCircle
CoinCircle
Buy, create, or earn crypto. We provide an end-to-end tokenization solution for creators & contributors: Compliant KYC/AML solution, compliant investor accreditation verification, digital asset marketplace, earn crypto daily, blockchain APIs & SDKs. Our decentralized cloud wallet currently supports Ethereum and all ERC-20 tokens (currently supporting nearly 3000 different tokens) and can be used across all your devices from a simple and secure web interface. Know the numbers in real-time. Analyze the market using our real-time interface and buy both presale and non-presale assets instantly. Earn interest on crypto sitting in your CoinCircle wallet, or borrow using the crypto in your wallet as collateral. Put the crypto in your CoinCircle wallet to work - simply qualify for our interest program, and watch your holdings grow! Our lending market is completely decentralized, so you can be sure your crypto is secure. -
12
CoinLoan
CoinLoan
CoinLoan helps you borrow, swap and grow your assets. We combine the best of traditional and novel finance to offer you both solid security and favourable terms. With zero deposit and withdrawal fees. Keep money safe at the certified custodian, covered by insurance. Get support fast CoinLoan experts standing by ready to help. Stay flexible your money is never frozen. Trust for a reason we're a licensed and regulated company. Get daily interest just for parking your assets. Forget about fees for deposit or withdrawal. Start in a minute and withdraw at any time. Don't sell promising assets. Get an instant loan against your coins. A collateral asset is the only requirement to start. Everything is just one click away. Get beneficial exchange rates. Pay no fees for deposits and withdrawals. Manage all your digital assets in five screens. Stay in touch with your account activity with instant push alerts.Starting Price: 1% loan fee -
13
Babel Finance
Babel Finance
Babel Finance is a leading global cryptocurrency financial institution specialized in serving high-net-worth individual and institutional investors worldwide with professional crypto-asset financial services, including cryptocurrency deposit and loan, asset management, brokerage, derivatives strategies, etc. Aiming to be the most prestigious institution in crypto finance, we're committed to offering our clients full crypto financial services. By offering an easy, smooth and secure experience, we're building a solid crypto financial infrastructure for the world. We are serving high-net-worth individual investors and institutional investors who are looking for high-quality professional services and customized solutions for crypto assets. One of the world's most reliable cryptocurrency lending platforms. Professional team, robust strategy, customized plan. Powerful cross-exchange portfolio-margin crypto asset trading platform. -
14
SWFT
SWFT
SWFT Lending is a pledged collateral lending service. Users can now borrow up to 1 million USD Tether (USDt) or 100 Bitcoin (BTC) in just a few seconds. It takes 2 steps to borrow on the SWFT app: 1) Select the amount of BTC or USDT, and 2) Choose the time period for the loan. The interest is charged in advance at a daily rate of 0.03% Soon, users will be able to issue their own loans to other SWFT Lending users. Staking lets you earn passive income on funds held in your SWFT Blockchain wallet. Users earn rewards for simply depositing and holding tokens on SWFT Blockchain. Make transactions and use your cryptocurrencies on SWFT Blockchain as you normally would, while earning rewards based on daily balances for each staking-supported coin. Sell your currency at a discount to increase its distribution and spread awareness. Group Coin can help you make exclusive token sales! Make peer to peer trades including fiat currencies. Currently available only for users in China. -
15
Arch
Arch
Arch Lending offers crypto-backed loans that enable digital-asset holders to unlock liquidity without selling their holdings. You can pledge Bitcoin, Ethereum, or Solana as collateral, receive funding in fiat USD or USDC, pay no credit check, access funds usually within the same day, and avoid asset rehypothecation. Your collateral remains in qualified custody and is never lent out or otherwise deployed. From an APR starting at around 9.50 %, loans feature flexible terms (up to 24 months), optional pay-down or roll-over, and the ability to increase your borrowing as your collateral appreciates. The platform emphasises trust and security, stating that the business model does not make use of the client’s assets and all collateral is held one-to-one in secure custody. Arch aims to support both individual and institutional borrowers, with specialist services for “private wealth” clients and bespoke institutional lending. -
16
SpectroCoin
SpectroCoin
Use your cryptocurrency holdings as collateral to back your crypto loan. SpectroCoin crypto lending platform supports euro, Bitcoin, Ethereum, and other currencies. We offer LTV ratios starting from 25% up to 75%. Choosing a high LTV is a more risky option, however, it allows the clients to get the biggest available crypto loan with their crypto collateral. We tailor to the needs of each client. Get a crypto credit as low as 25 EUR (or as high as 1 million EUR). Banker tokens help you both save and earn. With BNK you always get lower interest rates. We offer competitive loan rates and no hidden fees. Choose the best option for you! Choose freely when to make loan repayments. All you have to do is make sure it is repaid before the maturity date. Deposit assets in the currency of your planned collateral. Choose the withdrawal amount, LTV, collateral amount and currency. Withdrawals will be made directly to your account. -
17
MyConstant
MyConstant
Let your idle assets work for you with MyConstant. Our current interest rates are up to 14% APY for USDC & USDT, up to 4% APY for BTC & ETH, and up to 7% APR for USD lending. No investing fees. Free withdrawals. 24-7 customer support. Or borrow against 73+ cryptocurrencies from just 6% APR. Get the cash or crypto you need instantly without having to sell your portfolio. Your crypto is securely stored and returned to you when you repay. Unlike traditional P2P platforms that prey on vulnerable borrowers and expect investors to shoulder the risk, MyConstant is designed to protect them both. Crypto collateral helps protect your investments from borrower defaults. Withdraw any amount in USD for free, straight to your bank account. Enjoy instant access to your funds or the choice of three fixed terms. No call centres, no automated messages, just real people ready to help you. As long as you have the collateral to back your loan, you’re always approved.Starting Price: Free -
18
Nostra Finance
Nostra
Lend, borrow, swap, and bridge your crypto in one app. Pre-stake your STRK and use your nstSTRK across Starknet, Ethereum L1, and other L2s. Boost your crypto earnings by lending and borrowing against your collateral. Easily swap your crypto via AVNU at the best price. Deposit your crypto into liquidity pools to earn swap fees and yield. Securely move your crypto quickly between Starknet and 20+ blockchains. Nostra market allows you to securely lend and borrow your crypto without needing a trusted third-party. Simply deposit your crypto for lending and earn interest. Isolate the risk of borrowing exotic assets from your other holdings. The amount of collateral liquidators can take is limited by how much your position is underwater. Liquidations can occur without liquidators having to repay the debt straight away. Prevent your collateral from being borrowed to minimize liquidity risk. Ring fence your assets across up to 255 multi-accounts with no need to hold separate private keys. -
19
Solend
Solend
Solend is the leading algorithmic, decentralized protocol for lending and borrowing on Solana. Anyone with an internet connection can earn interest by lending their assets, and can use their deposits as collateral for borrowing. -
20
Fortress Lending
Fortress Lending
Fortress enables investors to lend and/or borrow cryptocurrencies by pledging the platform an overcollateralized amount of cryptocurrency. This provides investors with the ability to lend assets and earn a compounded annual percentage yield (“APY”) that is paid for by the borrowers. Fortress does this by utilizing money markets, which are pools of assets with algorithmically derived interest rates based on the supply and demand of each asset. Investors can lend or borrow assets on Fortress and earn or pay interest without ever needing to negotiate anything such as the maturity date, interest rate, or collateral with a peer or a third party. Fortress takes this one step further by introducing a synthetic stablecoin, FAI. -
21
Apricot
Apricot
Apricot Lend provides standard lending and borrowing services: users deposit assets to earn interests, and use their deposited assets as collateral to borrow other assets. Apricot X-Farm provides cross-margin leveraged yield farming service for users to maximize yield from their existing holdings. Let's take USDT-USDC LP farming for example. In other leveraged yield farming protocols, users would need to own some amount of USDT and USDC before they can start farming the stablecoin pair. If they do not have USDT and USDC sitting in their wallet, they would have to swap other tokens into these stablecoins first. On Apricot X-Farm, users do not need to own any amount of USDT or USDC to start farming. Instead, they can collateralize their non-stablecoin assets to borrow the stablecoins with up to 3x leverage, and start farming USDT-USDC LP right away. These stablecoins will then be auto-pooled and staked for LP tokens, resulting in 3x farming yield. -
22
MoneyToken
MoneyToken
Crypto-backed loans & asset management, instant financial services powered by blockchain. The problem with the crypto market has been obvious for some time - spending cryptocurrency today prevents holders from profiting on future growth in asset value; those who buy low need to hold on to their investments in order to benefit from selling high. This is where MoneyToken steps in. The MoneyToken platform allows you to borrow liquid funds instantly based on the current value of your cryptocurrency asset holdings. You take out a crypto loan, collateralized with more volatile assets such as Bitcoin or Ethereum - and in return you receive an agreed loan amount in a stable currency. And after repaying the loan you receive your whole collateral back; even if the collateral has increased in value multiple times. With MoneyToken you are able to get money for your immediate needs and save your crypto position, all at the same time. -
23
Nebeus
Nebeus
Nebeus is The Financial App for Crypto Hodlers and offers a whole cryptocurrency ecosystem connected with a banking framework. On one side, Nebeus Money Accounts function just like a bank providing users with dedicated IBANs and Sort Code Accounts, while on the other, Nebeus Crypto Account enables users to have a digital wallet and exchange, earn rewards on cryptocurrency through staking and renting, borrow cryptocurrency, and store their digital assets in a free cold wallet custodied by BitGo and insured by Lloyds of London. With Nebeus Debit Card, users can pay directly from their Nebeus account and truly bridge crypto and cash.Starting Price: Free -
24
Squilla Loans
SQUILLA
Let your cryptocurrency work for you, licensed and regulated, instant loan, lend and borrow. Marketplace structure reflects actual supply and demand allowing our users to find the best terms for their loan and deposit. Collateral & money flow management automation makes interaction with our platform fast and easy. All loans issued on Squilla are collateralized. Low origination fees to make our borrowers happy. Security is our priority, that is we continuously perform security audits and penetration tests by industry leaders. 100% of the collateral is stored in multi-signature cold storage to ensure maximum security. We use military-grade security with 256-bit encryption to prevent malicious actors from accessing the platform. Fixed interest rates offered by Squilla Loans, protect the lender by locking in the rate they have been offered, even if the market goes down. Squilla Loans requires zero knowledge of decentralized finance protocols, and boasts a superior UX. -
25
dYdX
dYdX
The most powerful open trading platform for crypto assets. Open short or leveraged positions with leverage up to 10x. Trade on Margin and Perpetuals. Borrow any supported asset directly to your wallet. Use existing crypto holdings as collateral. Deposit funds to continuously earn interest over time. Variable interest ensures you always get market rate. View, manage, and close margin positions. Track portfolio performance over time. Trade with no counterparty risk. Remain in control of your funds of all times. dYdX aggregates spot and lending liquidity across multiple exchanges. Trade on margin with up to 4x leverage. Back your positions with any supported collateral. No sign up required. Start trading immediately from anywhere in the world. Powered by Ethereum Smart Contracts. Built and audited by the best. -
26
Morpho
Morpho
Morpho is a permissionless, non-custodial lending protocol operating on Ethereum and Base, designed to provide secure and efficient on-chain loans. It enables users to earn interest by lending and borrowing digital assets through a secure, immutable infrastructure. The platform offers features such as Morpho Vaults, which continuously optimize allocations and allow users to select strategies that align with their risk levels. Borrowers can provide collateral to access any asset, benefiting from reduced borrowing costs, higher collateralization factors, and zero fees. Morpho also supports curators and businesses by enabling the deployment of customizable vaults and markets, fostering scalability, and leveraging the ecosystem's brand and distribution. Developers can build custom lending use cases using Morpho's flexible infrastructure, maintaining full control over code, risk, and fees. The protocol emphasizes security, having undergone over 25 audits to date. -
27
Teller
Teller
Teller is a decentralized lending protocol that offers time-based, no-margin-call loans using any Ethereum asset or ERC-20/NFT as collateral, enabling borrowers to access liquidity for 1–30 days without being liquidated due to price fluctuations so long as they repay on time; collateral is placed in isolated escrow vaults and loans can be refinanced or extended based on prevailing offers. Lenders create custom loan terms and keep supplied funds in their own wallets, allowing them to make unlimited offers with the same capital while retaining control, and if a borrower defaults, liquidity providers have first refusal to liquidate and seize collateral. The system emphasizes safety and transparency with audited smart contracts (insured by Sherlock up to defined limits), and it supports isolated pools and perpetual-style structures to give users credit-like access to DeFi capital.Starting Price: Free -
28
CoinRabbit
CoinRabbit
Your cryptocurrency should work for you right now. Without waiting for the rate to rise to the desired level, without fear of losing it. We have created a solution that allows you to borrow crypto quickly and safely. Simply the best non-custodial cryptocurrency exchange service. Expand your customer offering, get additional income, engage your userbase, we will do the rest – with our easily integrated and streamlined crypto loan flow. We don't want you to lose your crypto, so we monitor your loan every moment of every day. If your loan reaches any of three limit zones, we will immediately notify you about it by email and SMS. Before or after you get your loan, our support team is always ready to help you and answer any of your questions. 24/7 live support is here up for you. Set up your loan using different collateral options, then confirm it with a phone and your payout USDT address where you want to receive funds.Starting Price: Free -
29
Ledn
Ledn
Do more with your digital assets. Earn interest, access dollar loans, loans to buy more bitcoin. Keep ownership of your bitcoin and access dollar loans with Ledn. Bitcoin-backed dollar loans do not create a taxable event and the interest paid may be tax deductible. Earn interest on Bitcoin & USDC with Ledn's Savings Account - with monthly compounding interest payments! Take a portion of your bitcoin from a Ledn Savings Account and use B2X to double your balance. You will then own twice as much bitcoin and have a Ledn Loan for the amount of bitcoin purchased. We work closely with one of the largest and most respected institutions in the space to get our retail clients the best deal flow and risk-adjusted rates in the institutional lending space. Ledn is incorporated under the Federal Laws of Canada. As such, Ledn is held to the highest standards of consumer protection and data privacy. Ledn is not an ICO. -
30
Blockchain.com
Blockchain.com
The world's most popular way to buy, hold, and use crypto. The most powerful and easy-to-use cryptocurrency wallet. Go from zero to crypto in minutes. Just verify your ID, add a payment method, and buy cryptocurrencies. Only you can access your funds. Not even us. Deposit cryptocurrencies in an interest account and see how they grow. Convert your cryptocurrencies into cash. Instantly exchange your cryptocurrencies for any other currency. Chat with customer service directly on Exchange, anytime. Web Socket, REST and binary APIs for each type of professional agent. Confirm transactions, analyze the market, or just learn more about cryptocurrencies. We've powered exchanges, data analysts, enthusiasts, and more. From Hashrate to blocking details, mining information and more. Get the latest prices and charts along with key market signals. -
31
Hodlnaut
Hodlnaut
Hodlnaut is a platform that provides financial services for individual investors where they earn interest on their cryptocurrencies by lending to institutions. Users can deposit their crypto assets into a Hodlnaut Interest Account and earn favorable interest rates. Our current interest rates are up to 4.08% APY for BTC, up to 4.60% APY for ETH, and 7.25% APY for USDC, USDT and 3.56% for DAI. Sign up for an account today and start earning interest on your crypto! There are no minimum deposits and you can withdraw anytime. The platform runs on a secure cloud infrastructure on AWS, and all traffic is encrypted with SSL encryption. Lastly, interest is earned and paid out in-kind every Monday. -
32
Helio
Helio
All the best deals on crypto finance. Finance from 4% p.a, LTV up to 75%. Interest accounts up to 10% p.a. We do the hard work. With 6 lenders, personalised support and loans funded within 24hrs. Apply below. Earn interest on cryptocurrency and US dollar stablecoins from our host of partners. Apply for an instant cryptocurrency backed loan. Get same day approval and lock in your terms. Transfer your collateral to our unique secure storage address. We then transfer Fiat currency straight into your bank account. Make monthly repayments or no monthly payments at all. At the end of your term, finalise your loan and receive your cryptocurrency back or refinance your loan. -
33
Nuo
Nuo Network
The non-custodial way to lend, borrow or margin trade crypto assets. Instantly borrow ETH or ERC20 tokens from debt reserves by staking collateral in our smart contract. No Platform Fees. Create a debt reserve & earn interest on your crypto assets every single day without any hassle. Cancel Anytime. We currently support ETH, DAI, MKR and 8 ERC20 tokens on the debt marketplace. Every loan disbursed is fully backed by a collateral in the smart contract. Users can borrow long & short term loans at preferred rate of interest & tenure. All transactions delegated to the contract & executed post order matching. Password encrypted private key for signing transactions along with other wallets. Off-chain architecture ensures high speed and low latency margin trading. Fully decentralised using smart contracts. All transactions verifiable on-chain. No Intermediaries. No hidden fees. -
34
BitLoan
HyperPay
Benefit from a low interest rate and a quick online borrowing process. Simply pledge your crypto assets and borrow funds in stable coin. The borrowers pledge their crypto assets as collateral, such as Bitcoin and select their preferred loan terms and interest rate. The lenders invest USDT/CNYT funds into BitLoan markets and set their preferred loan matching criteria, such as loan terms and rates. Our platform will match a borrower’s request with multiple lenders’ funds, and borrowers can get the funds instantly. Secure loans at rates generally lower than those offered by other platforms. A speedy application process with a few tabs on your phone. Get funds without selling your favorite crypto asset. When the prices of collateral are rising, the amount of the repayment won’t change, Simply repay and redeem your pledged assets. -
35
EQIFI
EQIFI
Earn, borrow, and pay with crypto, easily and securely. EQIFi is the only decentralized finance platform backed by a leading digital bank. Earn up to 70% annual interest on crypto deposits, with free withdrawals. Pay online or withdraw cash from 1 million ATMs worldwide. Borrow in seconds using crypto as collateral, from 0.1% interest a year. The safeguards you'd expect from a bank, without hidden costs or red tape. We have created products you can comfortably use both at home and on the move with absolute peace of mind. We bring the familiarity and reliability of traditional banking to the world of DeFi. Investing on autopilot. Pick your risk profile and we'll do the rest. Earn up to 70% interest a year, compounded daily. The first interest-bearing digital wallet for crypto assets. Make a deposit, sit back, and watch the money rolling in. No lengthy forms or hoops to jump through. Pick a fixed or variable interest rate, or switch between the two as needed. -
36
SmartCredit.io
SmartCredit.io
SmartCredit.io is a peer-to-peer lending platform for direct interactions between P2P customers. This means there are no intermediaries who charge you fees, unlike with the conventional approaches of fiat-money banking. Clients hold their cryptoassets or ERC20 Smart Money tokens locally in their own standard wallets (MyEtherWallet, etc). Borrowers submit their loan requests and lenders place their loan offers. The matching engine then matches loan supply with loan demand. Once a match is identified, the lender can supply ETH for lending and the borrower can borrow ETH. A loan agreement between the lender and borrower is created for every new loan, and it is legally enforceable. All loans on the SmartCredit.io platform are also insured for the face value. The SmartCredit.io vision is to provide the key components of the alternate blockchain-based financial system - the crypto lending/borrowing, the fixed income funds and the integrations. -
37
Debifi
Debifi
Debifi is a non‑custodial, Bitcoin‑backed lending platform that lets borrowers tap into institutional‑grade liquidity without relinquishing control of their coins. Built by Bitcoiners, it uses a strict three‑of‑four multisignature escrow system, keys are generated on a separate device, never held by Debifi, and distributed among borrower, lender, and trusted third‑party signers, to ensure maximum transparency and eliminate collateral rehypothecation. Users connect through a lightweight app to create dedicated escrow addresses on Bitcoin’s blockchain, initiate loan contracts, and manage repayments directly with lenders. Debifi aggregates global liquidity providers to offer flexible loan terms from short‑term funding to five‑year stablecoin or fiat loans, with customizable loan‑to‑value ratios and competitive, risk‑adjusted interest rates. Institutional lenders benefit from over‑collateralization, a tiered margin‑call system, and automatic liquidations.Starting Price: Free -
38
Matrixport
Matrixport
Matrixport offers crypto financial products made simple and accessible. Earning interest should be easy. Up to 30% annualized interest rates; multi-currency and multiple tenors available. Up to 6% APY, withdraw at your convenience, and hourly compounding. At present, the funds are mainly invested in Matrixport's self-operated Collateralized Loans, Zero-interest Loans, Spot Leverage Product, and Credit Funding, among others. The security measures are different according to the various asset classes. Matrixport also offers spot trading with zero commission. Borrow USDT or USDC to buy crypto, express bullish view on BTC/ETH/BCH/LTC price outlook. Borrow BTC, ETH, or BCH to sell, express bearish on BTC/ETH/BCH/LTC price outlook. Loans: Instant approval, borrow whenever you need, and start spending right away. Lower your financing costs with our competitive interest rates. Price index referenced from mainstream exchanges and reliable platforms, fair and transparent. -
39
Lava
Lava
Lava enables users to borrow U.S. dollars using their Bitcoin holdings as collateral without needing credit checks, heavy documentation, or selling their crypto. Users can access loans starting from as little as $100 and up to $1 billion, with fixed low interest rates beginning at around 5%. The platform offers instant funding, supports global bank-off-ramps, and promises that your Bitcoin assets remain in your control, no rehypothecation, no trading out your coins. Built on institutional-grade infrastructure used to secure over $100 billion in assets, Lava emphasises self-custody, strong security controls (multi-party approvals, biometric protection, whitelisted addresses, inheritance support), and encrypted user privacy. It also provides additional services such as zero-fee Bitcoin purchases, a stablecoin (LavaUSD) backed 1:1 with USD-denominated reserves at regulated financial institutions, and a rewards card offering up to 5% BTC back on purchases.Starting Price: Free -
40
Parallel
Parallel
Parallel's mission is to innovate and bring DeFi to the next level. We are creating the most secure and easy-to-use decentralized platform to empower everyone access to financial services. Simply supply the assets, we optimize the best yield for you and you don't have to do all the complicated DeFi stuff, in a secure and decentralized way. Our platform introduces a new financial primitive for staked DOT, which allows users to accrue interest from staking while still having a liquid asset not subject to lockups or lengthy unlock periods. This staked DOT financial primitive will be referred to as xDOT. Lenders will be able to earn interest income on their xDOT, and borrowers will be able to get loans against their DOT denominated in stable coins without selling their DOT. The Parallel lending protocol uses a pool-based strategy that aggregates each user's supplied assets. This lending protocol will have a DOT, sDOT, and USDT pool where users can deposit their assets and earn interest. -
41
Plasma.Finance
Plasma.Finance
Plasma.Finance is your home for decentralized finance. Invest, Store, and Manage any DeFi token with ease. We aggregate all DeFi assets, liquidity pools and saving deposits in one dashboard. Easily choose and compare the best options You can choose any of of the 100+ available liquidity pools cross-chain (Ethereum, Binance, Plasma). Looking for the perfect digital currency wallet? We worked hard for you to create the most secure and user-friendly app — PlasmaPay. It's not just a Wallet, it's the full Payment and Investment platform. Buy Bitcoin, Ethereum and other cryptocurrencies with credit or debit card directly from your wallet. We have been thinking about your needs and made a simple and safe wallet where you can store, buy, exchange and transfer cryptocurrencies. Turn your digital money into fiat money in a second and withdraw it to your credit card or bank account. Make your money transfer in a second through the PlasmaDLT blockchain in any country. We support 35 stable coins.Starting Price: 0 -
42
POKKET
POKKET
POKKET is run by world-class professionals in finance, software, and web development, and we founded POKKET because we believe digital assets are the future. With over 100 years of combined experience, you can rest easy knowing experienced experts are handling your investments. These experts know how to earn Bitcoin and they understand how to properly invest cryptocurrency to maximize your returns. Our mission is to contribute to the development of the industry through new and innovative products. Calculate how much you can earn with our crypto-saving products. No need to worry about the constant changes in cryptocurrency prices. With the POKKET Straight Lending product, you can earn interest on your own terms with your favorite assets like BTC, ETH, BNB, SOL, AVAX, USDT and USDC. Choose whether to gain interest on your assets over a fixed 14, 30, 90-day term or fully flexible basis.Starting Price: Free -
43
BTCPOP
BTCPOP
BTCpop's peer to peer lending is based on reputation, not credit score. Quickly get loans from other members or make some money by loaning money you have. You set the terms. You set the amount. Have the next great idea, but cannot get funding from banks or private equity groups? Let the BTCpop community fund your next business. Want to start investing in startups? We always have great startups launching IPOs eager for your investment. Exchange Bitcoin to Litecoin to Dogecoin and back to Bitcoin. We offer an easy to use service to swap various cryptocurrencies within the community. Many newer altcoins are moving to proof of stake verification. Put your coin in a larger pool to capture a smaller piece of a much bigger pie. Unlike other companies we don't rely on 3rd party services. Your coins are stored in offline storage with only a small portion available via our hot wallets. -
44
HyperPay Wallet
HyperPay
The HyperPay Security team ensures that your assets are secure Security strategy based on SBC risk control system. BitEarn is the cryptocurrency balance value-added service launched by HyperFin. All-in-one wallet combines on-chain, off-chain, shared and hardware wallet innovatively, easily managing all the assets of both on-chain and off-chain. Instant exchange and built-in CoinW Exchange working together can meet all your operating needs. The world-leading digital-assets management platform brings multiple investment choices, such as BitEarn, BitLoan, Staking, fixed-investment, etc. You can gain rewards by simply depositing cryptocurrency into BitEarn with your off-chain wallet.No service fees. No lock-up period. Deposit and withdraw at any time you like. -
45
Sovryn
Sovryn
Sovryn undergoes ongoing security audits, from multiple auditors and maintains a bug bounty. Sovryn will continuously add secure oracles for greater decentralization. The insurance fund protects against undercollateralized loans. 10% of interest is added to the fund. As one of the founding principles of defi, we’re committed to interoperability and the development of open source code. Use bitcoin directly from your wallet - no friction. All transactions are settled on the bitcoin blockchain via the RSK bitcoin sidechain. Sovryn is a decentralized margin trading platform, there is no kyc or aml verification ever. Preserve your pseudonymity. Lending and trading, without giving your keys to a centralized custodian. Your keys, your coins, your control. Borrowers on sovryn are users that use their bitcoin to build leveraged positions, more commonly known as margin trading. Sovryn enables borrowers to create these leveraged positions by borrowing bitcoin from lenders. -
46
ALEX
ALEX
Bring your Bitcoin to life, launch new projects, earn interest, rewrite finance, and reinvent culture. Liquidity bootstrapping for emerging project token launches. Fixed-rate and fixed-term lend/borrow, without risk of liquidation. Decentralized token exchange with AMM and order book. Obtaining high returns through yield farming. Trade your digital assets, and provide liquidity and earn. Fixed-rate and fixed-term lending and borrowing. ALEX Launchpad is a decentralized platform for projects on Stacks to access community funding and the resources of the ecosystem. At ALEX, we build DeFi primitives targeting developers looking to build an ecosystem on Bitcoin, enabled by Stacks. As such, we focus on trading, lending, and borrowing crypto assets with Bitcoin as the settlement layer and Stacks as the smart contract layer. At the core of this focus is the automated market-making ("AMM") protocol. -
47
WhaleFin
WhaleFin
Download the WhaleFin App and register to start owning $25 in Bitcoin with WhaleFin. WhaleFin is a product of Amber Group, a global FinTech unicorn backed by some of the best investors across the world. Future wealth will be built differently. We are entering a digital metaverse, enabled by technologies such as blockchain, AI, and big data. WhaleFin is here to empower you with the tools to build and the platform to grow your wealth digitally. On WhaleFin, you can finance flexibly, invest intelligently, purchase powerfully, act admirably, and earn effortlessly. Deposit to your wallet, and earn interest instantly on 50+ cryptocurrencies with up to 5% APY. The interest is paid out daily to help you earn more over time. Customize your investment from 1 to 365 days and earn up to 8% APR. Trade your assets flexibly with diverse features including swap, spot, margin, and execution. -
48
Donut
Donut
Earn 4% yield with DeFi-powered saving. Connect your bank account and start saving in under 5 minutes. 4% APY through the power of decentralized finance. Over $5+ million earning interest safely thanks to best-in-class lending partners. Our partners lend your dollars at high variable interest rates through a global, decentralized pool of borrowers. We use highly collateralized platforms such as Compound to ensure your money is secure and covered. Collect variable or fixed interest in real time, 24/7 at annual rates up to 20x higher than the average bank account. Sit back and watch your money grow every day - it's always earning. -
49
Unchained Capital
Unchained Capital
Whether managing a fund or personal savings, our multisig cold storage vaults allow you to balance security and sovereignty. Get a bitcoin-backed loan to fund your investments or pay your expenses—without selling your bitcoin. Protect your bitcoin with on-chain multisignature addresses and keys shared across different parties. Multisignature storage with distributed keys. On-chain addresses that are easy to monitor. Use your existing hardware wallet(s). Choose how much control you wish to retain. As your bitcoin holdings rise in value, sovereignty becomes an ever more important security feature. Our platform enhances security through easy-to-use multisignature cold storage while also preserving your control over your assets. -
50
ADALend
ADALend
Scalable and decentralized lending protocol governed by DAO. Over the last decade, the decentralized Finance (DeFi) space has been forced to evolve in order to keep pace with the development of the digital asset market. The ADA Lend protocol will power the new wave of flexible financial markets by serving as a foundational layer for instant loan approval, automated collateral, trustless custody and liquidity. The future of DeFi projects depend on continuous innovation and Cardano exemplifies this. Cardano’s strength is in the innovations based on peer-reviewed research and evidence based development. Lend on any pairing. Our governance will ensure that the best offers are available and that only the safest oracles are used. Liquidity is predicated on having enough assets in each pool in order to facilitate lending. ADALend addresses this requirement by incentivising users to deposit assets and provide liquidity.
