Best Payment Processing Software in China of 2026

RetailEdge

High Meadow Business Solutions

RetailEdge is an easy to use and feature-rich point of sale (POS) and inventory management software solution for retail businesses. RetailEdge offers multi-location support, credit card processing, website integration, mobile POS, and gift card management capabilities within a suite. The solution supports secure and mobile payments like EMV and Apple Pay and integrates with multiple e-commerce platforms for efficient order processing and price updates. RetailEdge was developed in June of 1989 to provide a powerful, flexible, full-featured POS software and hardware solution at a reasonable price that is easy to install, use, and configure, but also affordable to maintain and run. We strongly believe that a good POS solution, in addition to providing great features for a low price, must be supported well. So we have developed a strong support system that provides a backbone of local resellers and quick access to US-based Tier 3 (highest) level support.

199 Ratings

Starting Price: $495.00/one-time

View Software

Visit Website

PremierCashier

NetResources

Tired of integrating PSP's and handling cashier complexity? PremierCashier is your no-code, scalable e-commerce solution. With one API integration you can access hundreds of payment solutions. Any device, any language, and any currency - including many popular cryptocurrencies. Smart credit card routing with intelligent failover, clever rules and algorithms to ensure you never lose a transaction. Bring your own merchant accounts or use our payment consulting to ensure you maximize your payment potential in any geo market. Our payment orchestration software is lightning fast and extremely customizable. Automatic customer profiling allows you to keep your processing secure while providing your customers with a VIP experience. And our dashboard is unrivaled in terms of providing you with actionable information at your fingertips. Plus, our latest API makes for a fast and robust integration to your CRM/ERP. Contact us to get started!

Starting Price: $750 USD - no percentages!

View Software

Nickel

Nickel is an innovative payments and credit platform tailored for small and midsized B2B businesses. With its all-in-one solution, Nickel empowers business owners and finance teams to optimize cash flow and streamline operations across AR, AP, and trade credit. Key products and features include: Payment Processing: Unlimited free ACH transfers and 2.9% card processing. Deposit checks directly in Nickel and handle high-value transactions up to $1M. Accounts Receivables: Fully branded Payment Links and Payments Portals for seamless payment collection. Accept payments via cards, ACH, or checks from over 14,000 banks. Enable one-click payments with securely saved buyer payment methods. Accounts Payables: Streamline vendor onboarding with a branded Vendor Portal. Automate bill approvals and pay vendors via card, ACH, or mailed checks. Trade Credit: Digital Credit Application for faster customer onboarding and vetting. Trade credit program offering buyers 60-day term

21 Ratings

Starting Price: Free

View Software

Blockonomics

Blockonomics enables online stores to accept bitcoin payments on their website. The payments go directly to your BTC wallet making it completely decentralized. There is no KYC involved and no limitation on the BTC amount that can be received. The entire setup takes less than 5 minutes and you get a beautiful checkout experience with the payment screen that integrates with your website's theme, additionally, there are no redirects to an external page to complete the checkout. Plugins are available for all major website builders and payment API for custom websites. Blockonomics also offer payment buttons that can be embedded on any custom website and payment links that are easily shared online. Additional services include bitcoin invoices and block explorer. There are a variety of tutorials available to get you started plus a 24 X 7 live support. Blockonomics charges a nominal fee of 1% for all transactions with the first 20 transactions free. Download the free plugin now.

34 Ratings

Starting Price: 20 Free Transactions + 1% Fee

View Software

BILL

BILL (NYSE: BILL) is a leading financial operations platform for small and midsize businesses (SMBs). As a champion of SMBs, we are automating the future of finance so businesses can thrive. Our integrated platform helps businesses to more efficiently control their payables, receivables and spend and expense management. Hundreds of thousands of businesses rely on BILL’s proprietary member network of millions to pay or get paid faster. Headquartered in San Jose, California, BILL is a trusted partner of leading U.S. financial institutions, accounting firms, and accounting software providers. For more information, visit bill.com.

5 Ratings

Starting Price: $45 per user per month

View Software

Floral Frog

Floral Frog is a comprehensive, yet easy to use florist management system with EPOS designed for managing the business side of floristry. It relieves the burden of managing paperwork commonly seen in flower shops and saves hours of administration. No more order pads - you can manage orders centrally and find them with a few clicks including their payment and delivery status. Do you have a website? We support a number of website integrations, so why not manage all of your orders with ease in one place (check our website for integrations). Spending too much time working out delivery routes? Our software works out the most optimal route for you with just a few clicks. Losing track of money owed? Our invoicing and payments module keeps track of outstanding payments and can automatically invoice your account customers. No more spreadsheets - all sales and expenses are automatically accounted for in the software and you can easily export to CSV or PDF.

4 Ratings

Starting Price: $60.00/month

View Software

TalentDesk.io

TalentDesk.io provides end-to-end software to hire, manage and pay your contractors and freelancers seamlessly. Wherever they are. Key benefits: - Make multi-currency payments to your contractors and freelancers with just one click and receive one consolidated invoice. - Source the best contractors and freelancers directly from our platform and invite them to join your team in minutes - Streamline your onboarding process and store all important documents in one location. No paperwork, no spreadsheets, no mess. - Keep track of your most important projects through our platform. Track budgets, spot inefficiencies, allocate tasks and make work happen. - Integrate the apps you’re already using so whatever your workflow, it’ll be smooth sailing with TalentDesk. Borderless work shouldn’t be complicated. Let us guide you through this new adventure.

3 Ratings

Starting Price: Free contractor onboarding

View Software

ALFAcoins

ALFAcoins is a secure payment processor and crypto payment gateway for merchants who aim to accept cryptocurrencies. It easily integrates into your website or existing payment flow, with an API, widgets, and e-commerce plugins. • Comprehensive Cryptoprocessing for your Store: Send and receive the most popular cryptocurrencies. • 5 Minute Integration: Drag'n'drop our widget or plug into our feature-rich API. • Accounting Tooling: Export transaction data into your favorite services. • 24/7 Support

1 Rating

Starting Price: 0.99% Fee

View Software

My DSO Manager

My DSO Manager is an AI-powered SaaS platform designed to optimize credit and collections management, reduce DSO, and accelerate cash flow for finance teams worldwide. Fully interoperable with any ERP, CRM, payment solutions, credit insurers, financial data providers and etc., the platform delivers end-to-end control of the credit management process. Key capabilities include customisable dunning workflows, real-time monitoring of balances and disputes, credit scoring, advanced analytics, automated collection actions and MAIA AI. My DSO Manager is fast to deploy through Smart Upload and supports multi-entity, multi-currency, and multilingual environments, making it suitable for both mid-sized companies and global enterprises. Built by credit management experts and a dedicated in-house IT team, the platform centralizes collaboration between finance, sales, and customer service teams around a shared, real-time view of customer risk.

1 Rating

View Software

Whalestack

Whalestack LLC

Whalestack is a sophisticated cryptocurrency payment gateway designed for enterprises, offering digital currency checkout solutions that seamlessly convert Bitcoin to your bank account within minutes. It enables the acceptance of cryptocurrencies, facilitating instant conversion to fiat currency, eliminating currency risks, chargebacks, and credit risks. The platform encompasses comprehensive financial reporting, invoicing, taxation, and analytics, making it straightforward to integrate via REST API or a simple checkout button. Whalestack serves online merchants and e-commerce platforms, allowing them to accept and settle payments in various digital currencies in a compliant manner, ensuring satisfaction for accountants and tax authorities alike. It empowers online businesses to denominate and settle sales in their national currency (e.g., EUR, USD), irrespective of the cryptocurrency (Bitcoin, Lightning, USD, EURC, or Stellar) used by customers for payment.

1 Rating

Starting Price: 0.5%

View Software

SDK.finance

SDK.finance is a white-label core payments platform, serving as a backbone for building fintech products on top. Available in cloud PaaS and on-premise with the source code license versions, the platform caters to businesses of all sizes - from startups seeking affordable software to SMBs and enterprises that need scalability and independence.

Starting Price: Contact us

View Software

Paytia

Take secure & compliant payments over the phone and get real-time authorisation. With Paytia your customers use their keypad to communicate card data securely. They're protected, trust in your business is increased — plus it's no longer exposed to fines and charges for breaking payment-security rules. Paytia’s PCI-DSS certified phone-payment solutions give your customers the same protection they expect which shopping in-store or online, which means you no longer need to hear or store their card data.

Starting Price: From $11.10

View Software

Instamojo

Collect payments, create free online stores, ship products, get loans and more to power your business. Collect payments online, create your free online store, buy domains, mailboxes, and more with Instamojo products, built to get you started. Manage online payments, orders, inventory, customer data, and more, from a single dashboard. Track payments, shipments, and leads, on mobile and desktop. Get cash flow loans, access growth and marketing tools, use several free online business solutions, to grow your revenue and customer base. Get add-on, exclusive features on the Instamojo Android app to power your business! Access your Instamojo links quickly for faster sharing. Share and schedule shipments & payments from the app. Enable faster payouts and check eligibility for small loans. Free ledger tool to keep track of payables & receivables. PCI-DSS certified payments, SSL certified websites and more to keep your business 100% safe.

Starting Price: $40 per year

View Software

CM.com

Mobile communication and payments solutions. Combine messaging channels like WhatsApp with innovative payments to create true Conversational Commerce. We help companies communicate. Our customers use SMS, Voice and the world’s most popular chat apps: WhatsApp, Apple Business Chat, Google RCS. Start the conversation in the channel your customers prefer and let the AI bot do the talking. Integrate commerce in the conversation to drive conversions. CM.com is a licensed Payment Service Provider, offering a range of options for any channel with Apple Pay, Google Pay, WeChat Pay, Credit Cards and local payments like iDeal and Bancontact. CM.com is also a Ticketing platform helping festivals, museums and stadiums sell and manage any type of ticket. The Customer Data Platform takes marketing to a personal level. Identity and e-sign solutions assure authentication in any transaction.

Starting Price: $0/month

View Software

Corefy

Corefy is a payment orchestration and white-label infrastructure platform designed for payment institutions, PSPs, fintech companies, large merchants, and digital platforms managing complex payment operations. The platform consolidates fragmented payment stacks into a single configurable system for managing payments and payouts, routing and cascading logic, analytics, tokenisation, anti-fraud controls, and operational workflows. Instead of building and maintaining multiple direct integrations, businesses connect once to Corefy and gain access to 600+ pre-built connectors with global PSPs, acquirers, and alternative payment providers. At the core of the platform is a routing and cascading engine powered by 100+ attributes — including metadata — enabling granular control over transaction flows. Businesses can configure routing strategies based on geography, BIN, currency, risk parameters, or provider performance to optimise approval rates and manage risk.

Starting Price: €2500/month

View Software

Qvalia

Qvalia is a platform for finance teams to automate processes and have complete control of transactions and financial data. We improve accounts receivable, accounts payable, and enable real-time spend analytics and line-item level accounting automation. Integration is easy and the pricing is transaction-based with 1-month cancellation. Accounts receivable with Qvalia Autobilling includes B2B checkout widget for e-commerce and automated invoicing, reconciliation, reminders, and more. Manage all your transactions quickly in one location. Send and receive e-invoices for free using the global e-invoice network PEPPOL or PDFs to email recipients. Manage subscriptions and recurring invoicing with a solution that simplifies and automates order-to-cash and B2B e-commerce sales. Kickstart the digital transformation of your finance processes and achieve 100% electronic supplier invoices with PDF Converter.

Starting Price: €50 per month

View Software

CARDZ3N

CARDZ3N supports global payments for credit cards, ACH, SEPA, and Crypto (140+ coins). CARDZ3N processes payments for emerging markets & high-risk businesses, including CBD, crypto exchanges, gambling, travel, and more. We also offer a Stripe Alternative with rates starting at 2.25% for non-profits & 2.75% & $0.25 for e-commerce. CARDZ3N also offers other payment options, such as ACH, payroll and HR, benefits, or business capital. CARDZ3N Our mission is to solve the most pressing problems facing our clients, large and small. Our unique approach is what distinguishes us and what makes us different. We offer a wide range of services and solutions that help organizations achieve their vision, facilitate change, and maximize performance and productivity.

View Software

Peakflo

Streamline bill payments & invoice collections. Put your accounts payable & receivable on auto-pilot. Spend more time growing your business, and less on managing your payments. Create Purchase Quote and streamline the approval process before sending it to the vendor. PO Matching to vendor invoice and track open/closed PO with budgets. Capture vendor invoice details automatically or manually and make payments confidently at 0% FX markup. Create professional draft invoices and allow customers to confirm the amount before you invoice them. Set up smart workflows with automated WhatsApp and email reminders. Say goodbye to spreadsheets. Leverage the dashboard, detailed out-of-the-box reports, and customer timelines to stay up to date. Integrated task management. Centralized workspace with promise-to-pay tasks and actions that allow your team to follow up with customers with a click. Two-way integration with your accounting software.

Starting Price: $1,120 per month

View Software

Pay.

Pay.'s all-in-one payment solution provides online and in-store payment convenience. Launch a successful omnichannel payment strategy, and your company continues to grow. Transactions conveniently come together on the Pay. platform. You can track financial information and payment insights anytime on the dashboard and in the app. Offer any online payment method your e-commerce customers need with Pay. For an optimal user experience and higher conversion, you can choose from over 50 local and international payment methods, including a wide range of Buy Now, Pay Later (BNPL) methods. Installed in your webshop in no time with Pay.'s ready-to-use plugins. Offer your customers in-store payments over debit and credit cards, e-wallets, payment links, or QR codes. The Pay. dashboard and the app provide detailed real-time insights into all in-store payments, you know exactly where you stand at all times.

Starting Price: €25 per month

View Software

PagSeguro

PagBank PagSeguro

Establishments with e-commerce experience prefer Transparent Checkout because the shopping experience is customizable and transparent. Indicated for those who have a team dedicated to the development of the solution, and who constantly monitor the payment flow. After choosing the products or services, your customer will be redirected to PagSeguro to complete the payment. Indicated for establishments whose eCommerce is growing and who do not want to worry about the payment process. By integrating your e-commerce with this solution, you offer a good shopping experience, linked to the security of PagSeguro. Increase your sales conversion! In case of cart abandonment, your customers will receive notifications to complete the purchase. You have several customization options, such as changing the color of the buttons, including your business logo and even fully customizing the screen.

Starting Price: Free

View Software

Partoo

Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale! Automatically distribute information about your establishments on major directories, GPS, search engines, social networks, and review sites. Centralize the reviews left on your establishments whether they come from Google, Facebook, or TripAdvisor. Get regular reports, analyze them and respond to them from a single interface. Encourage your satisfied customers to leave you positive reviews on Google Business Profile. Optimize your website with a store locator and customizable pages per location. Make your point of sales stand out on the queries associated with your activity. Centralize messages received on Google Business Profile and easily reply to them centrally or locally. Let’s develop together your online visibility and your e-reputation to attract new customers to your points of sale!

Starting Price: Free

View Software

NETePay Hosted

Datacap Systems

NETePay Hosted is a comprehensive payments platform that consolidates payments and tokens across brick-and-mortar, eCommerce, mobile and unattended environments, all managed via Datacap’s portal. Datacap supports virtually every payment processor in North America. Dozens of plug-and-play EMV-ready devices from leading OEM providers. Datacap’s omnichannel payments solutions combine in-store, unattended, mobile, and eCommerce to create a unified, consistent payment experience across all channels. Purchase, configure and maintain Datacap products 24/7 via Datacap's product portal. Real-time reporting is available 24/7 for Datacap partners and their merchants. Remotely configure settings, pad flows, key injection, and more. Processor-proprietary Encryption methods ensure that card data is encrypted at the sale and decrypted at the NETePay Hosted without additional hops. Reduce card-present fraud with contact and contactless EMV (chip card) certifications for fixed, and mobile devices.

Starting Price: Free

View Software

BridgerPay

Easily build, manage, and optimize your connections to any payment gateway or method worldwide. Organizations worldwide operate their payments with BridgerPay. Centralized dashboard and reports to make better and faster payment processing decisions. Connect your business to a PCI DSS Level 1 payment operations platform instantly with hundreds of ready-made connections, or build your own in seconds. Bridger Retry™ is a provider-agnostic technology that retries declined card payments seamlessly, increases your revenue, and retains more customers! Reach new markets with hundreds of codeless connections. We know how important your business is, so you can reach out to us anytime. Just click on the Intercom button and our payment experts will be there for you. Our mission is to solve all payment processing challenges forever. Built for any business, works on any platform, connected to over 500 PSPs. Eliminate the need for PCI with fully PCI DSS level 1 interfaces served in one API.

Starting Price: $199 per month

View Software

Scrypt AI

Take your AP and AR processes to the next level in automation with Scrypt’s truly touchless AI data capture technology. Data processing using artificial intelligence and machine learning still requires human intervention, for data entry, coding, writing rules, templating, approvals, and more. What was once merely automated is now autonomous with Scrypt. Our integrated payables and receivables platform revolutionizes the way you deal with data, or rather, the way you don’t deal with it. By simulating human thinking, Scrypt can read any document or image, then learn, discover, and perform judgment-based tasks on its own. Scrypt customers enjoy the most accurate and cost-effective way to automate AP and AR processing with revolutionary scale and extensibility. Universal invoice hub for end-to-end accounts is payable. Automatic processing of checks and remittances all the way to deposit. Smarter payments turn AP from a cost center into a profit center.

Starting Price: $1 per invoice

View Software

ChloePay

ChloePay / Chloe.ai

Chloepay by Chloe.ai, enables small to mid-market business owners to engage with customers across a multitude of platforms and media. Integrations with Intuit QuickBooks, Xero, Microsoft Dynamics, Slack, WhatsApp, and more ensure seamless invoicing and payments where your customers live and work. ChloePay also uses the same payment processing platform as Stripe, delivering best-in-class security and regulatory compliance. Just a few of the advantages of choosing ChloePay include: • Transaction-based plans with no monthly subscription fee • Simple SMS and mobile payments that your customers will love • Social media invoicing and payment options • Access to API's and custom development (fees may apply) • Integration with major CRM, accounting, and social platforms

Starting Price: $25

View Software

NETS

NETS for Business offers a comprehensive suite of payment and merchant services to help Singapore businesses accept both in-store and online payments efficiently. Its in-store solutions include wired and wireless POS terminals supporting NETS debit/ATM card, QR payments, contactless cards, and overseas wallet/foreign card acceptance. Payments are settled by the next working day, and merchants have access to transaction reporting and settlement via an online Merchant Portal. For online businesses, products include eNETS Gateway (handling direct debit and all major credit cards), NETS Click, NETS QR Online, and SoftPOS. There are also self-service and motoring solutions, unified POS systems, vending solutions, solutions for F&B self-service, car park payment integrations, SGQR label support, and digital receipt management. The NETSBiz mobile app lets merchants get payment notifications and manage terminals; merchant guides and developer APIs are provided.

Starting Price: Free

View Software

Teya

Teya is an all-in-one payment and business-management platform tailored to small and medium businesses, especially brick-and-mortar shops, service providers, or local merchants. It provides modern card-payment solutions, from Android-based card terminals to tap-to-pay (phone-based or card-based), plus tools to handle settlements, accounting, business banking, and sales tracking. With the companion mobile/web app, merchants can turn a phone into a card machine, accept contactless payments, manage transactions, view real-time analytics, and access settlement reports and cash flow at a glance. Merchants can also open a “Teya Business Account,” which offers up to three physical debit cards (and several virtual cards), free bank transfers and direct debits, 0.5% cashback on card spend, and integrated banking services, streamlining both payment acceptance and financial management in one place.

Starting Price: $51.97 per month

View Software

Jelou

Jelou is a conversational AI platform that lets companies build, launch, and manage intelligent AI agents that go beyond simple chat responses to execute real business workflows and transactions inside the conversation. Its agents can verify customer identities using in-chat KYC with biometric and document validation, process secure payments without redirecting users, collect legally binding signatures, and enable conversational search and e-commerce experiences, all from popular messaging channels. It includes Brain Studio, a no-code/low-code environment for creating, testing, and deploying agents with integration to databases, existing business systems, and APIs, supports real-time logs for debugging, and allows human-in-the-loop handoff when needed. Jelou emphasizes privacy and compliance with certified data protection standards, prohibits third-party AI training on customer data, and encrypts transactional information.

Starting Price: Free

View Software

Medius

Simplicity shouldn’t be complicated. Medius makes AP autonomous—using intelligent technology to reimagine how invoices move into and through your business via a process that you don’t have to touch and that gets smarter with every step. Automate the entire source-to-pay process with the Medius Accounts Payable suite. Simplify and automate your entire AP process by removing paper and manual invoice keying, matching, and processing. You’ll always have full visibility of invoices, spend and cash flow to ensure you can close the books on time, every time. Remove complexity, reduce fraud and save money by improving the payments process in your organization. Medius Pay overhauls the way you pay your suppliers, removing manual processes such as processing checks, and promotes automated working instead. Empower your procurement team with the tools they need to eliminate maverick spend.

View Software

LISNR Point

LISNR

Short range, reliable 1:1 ultrasonic data transfer & authentication (SDK) between devices to facilitate a contactless transaction between a client and host device within 1ft and under. Signal generating & decoding SDK. Full mobile, desktop and embedded systems support. We enable advanced checkout experiences globally across the customer journey for retailers and mobility enterprises. Payment & proximity based experiences across retail customer journey. Payment & authentication experiences across auto, transportation, & ticketing. We enable device agnostic transmission and software allowing client control of the experience, transport layer & business model. Flexibility to support encryption, cryptography, key exchange alongside full duplex, multi-channel features, we can enable the most secure transmission method. Faster & more seamless checkout experiences enabled with the combination of range and experience control.

View Software

Best Payment Processing Software in China

Compare the Top Payment Processing Software in China as of April 2026

What is Payment Processing Software in China?

RetailEdge

PremierCashier

Nickel

Blockonomics

BILL

Floral Frog

TalentDesk.io

ALFAcoins

My DSO Manager

Whalestack

SDK.finance

Paytia

Instamojo

CM.com

Corefy

Qvalia

CARDZ3N

Peakflo

Pay.

PagSeguro

Partoo

NETePay Hosted

BridgerPay

Scrypt AI

ChloePay

NETS

Teya

Jelou

Medius

LISNR Point

Best Payment Processing Software in China

Compare the Top Payment Processing Software in China as of April 2026

What is Payment Processing Software in China?

RetailEdge

PremierCashier

Nickel

Blockonomics

BILL

Floral Frog

TalentDesk.io

ALFAcoins

My DSO Manager

Whalestack

SDK.finance

Paytia

Instamojo

CM.com

Corefy

Qvalia

CARDZ3N

Peakflo

Pay.

PagSeguro

Partoo

NETePay Hosted

BridgerPay

Scrypt AI

ChloePay

NETS

Teya

Jelou

Medius

LISNR Point

Related Categories